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Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage

Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
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Reviews from Web
FAST & on-time CUSTOMER SERVICE! Fairhope Mortgage delivers this with a knack for making the complex seem so simple. The team there is very knowledgeable without talking over your head. Highly recommend!
Reply from Owner
July 15th, 2021 07:34 PM
Thank you Shawn for your 5 star review.
Tom is super thorough! He takes care of his clients and is on top of his loans. Always a pleasure doing business with you Tom.
Reply from Owner
July 15th, 2021 06:36 PM
Thank you for the 5-Star review. You make the process so streamlined for mortgage lenders and loan officers.
Tom Kalagher was my loan officer. He was very professional and answered all of my endless questions quickly, sincerely and in a kind manner. His team worked diligently in order to create the best scenario for my needs and my unusual status...
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Reply from Owner
July 15th, 2021 06:37 PM
Thank you for the 5-star review. It was great being your loan officer on your refinance.
Tom is very knowledgeable and was quick to get back to me with answers to all of my questions.Tom and his team made the process of refinancing easy. I would definitely recommend Tom and Fairhope Mortgage if you are purchasing a home or looking...
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Reply from Owner
July 15th, 2021 06:39 PM
Thanks Mike for your 5-star review. I appreciate you using me as your loan officer.
Tom provided excellent service. Super responsive to questions, locked us in at a great rate and even moved mountains to get us closed earlier then we originally had planned.
Reply from Owner
July 15th, 2021 06:39 PM
Thanks Jeff for your 5-star review. I was so happy to get your mortgage closed early.
There are so many sources for a refi! I know this after numerous hours of searching online. Quite frankly, I didn’t feel comfortable with many of my options and this is a big decision! I reached out to Tom it was the best decision. Tom and...
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Tom was very helpful and knowledgeable. He presented us with a few options and helped to guide to make the best decision for our loan. Thanks Tom!
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About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
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Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery





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+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
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Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
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Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.