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Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage

Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
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Reviews from Web
Tom and the Fairhope Mortgage team are amazing! Highly recommend!
Reply from Owner
June 19th, 2024 08:51 PM
Jake, Very kind words, thank you. Hope you love that house!
Tom Kalagher has an ability to listen and try to help. He has a vast knowledge of the industry and is willing to try and help families. While sitting with him and discussing options, he has taken incoming calls. He listens, helps collect the...
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My dealings with Tom and Fairhope Mortgage have been professional and upfront. I am sure things can happen beyond his control, hopefully you will get this resolved .
I contacted Tom in November of 2021 to try and see if he could help me with a home mortgage. I explained through messages and phone calls with Tom what my issues were and what was happening. He said that he could help and asked m e to go ahead...
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Reply from Fairhope Mortgage LLC
June 3rd, 2022 03:02 PM
Heather, your review is largely accurate, however I would add that I never once lied to you, or created a situation for your loan to not close. With both underwriters I clearly explained the employment issue upfront and they said it wouldn't...
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Excellent level of service, easy to work with, knows the industry and the market.
Reply from Owner
May 9th, 2022 10:22 PM
Thanks Anna, it was a pleasure working with you! Let me know if I can ever help again.
Exceptional! I highly recommend Tom Kalagher. He went above and beyond to explain, assist and troubleshoot a very difficult process. Definitely 5 stars!
Reply from Owner
May 9th, 2022 04:23 PM
Lucrecia, I'm very excited that we were able to make everything work out for such a great person. Welcome to the area neighbor!
Reliant mortgage was fantastic throughout the process of us closing on our new home.Tom and Tyler called weekly to check in and make sure I understood where we were in the closing timeline. They made the whole process as simple as possible....
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Reply from Owner
April 25th, 2022 08:07 PM
Gunnar, it was so great working with you. I hope you love the house and if you ever need anything in the future let me know.
Tom has been wonderful from the beginning. Always gets back to you right away and made the pre-approval process very smooth. I would highly recommend Tom . Thank you for everything. Exceptionally happy with the service we received
Reply from Owner
February 18th, 2022 08:59 PM
Thank you so much for using Fairhope Mortgage. I hope you love your new home.
I've worked with Tom on several transactions. some of which seemed impossible, but Tom made it happen. the teamwork and dedication is phenomenal and I highly recommend working with Tom.
TOM KALAGHER IS THE BEST. He work after work hours and even work on his family vacations. If you need an home mortgage please go to TOM KALAGHER .
Reply from Owner
January 24th, 2022 03:05 PM
Ciara, you have made working with you a pleasure. Thank you for choosing me, and I hope you love your house!
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About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
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Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery





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+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
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Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
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Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.