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Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage

Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
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Reviews from Web
We wanted to extend our gratitude to Tom Kalagher in particular for his patience, as it took us three years to finally find *the one* and close on our house. Tom really worked with us and was always available to answer any questions we had,...
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Reply from William B. Garrett
May 5th, 2026 10:38 PM
Can we be friends? If yes, kindly click on my profile and send me a direct message or comment on any of my posts. Thanks and God bless you.
We wanted to extend our gratitude to Tom Kalagher in particular for his patience, as it took us three years to finally find *the one* and close on our house. Tom really worked with us and was always available to answer any questions we had,...
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Reply from Owner
May 20th, 2025 10:00 PM
It might have taken 3 years, but you finally found your home, and that is what puts a smile on my face!
Tom and his team do an amazing job and provide the best experience out there. Their speed and transparency were so refreshing and they make the process so smooth! If you're looking for a trusted broker, Tom should be your first call!
Reply from Owner
May 20th, 2025 10:01 PM
Thank you James, your partnership means a lot to me. We help a lot of people get into homes together.
Tom did an excellent job!!! Everything went just like he said it would and we closed very quickly!!Fantastic experience!
Tom was great!! His experience made the almost impossible, possible!!! Closing was so fast!! Fantastic experience!!!!
Reply from Owner
May 20th, 2025 10:02 PM
Judy, thank you for your kind words. It means the world to me that you had such a great experience.
Tom Rocks.....
Reply from Owner
July 11th, 2024 04:16 PM
Thank you!
Working with Tom Kalagher was a pleasure. He took the time to get to know exactly what we needed and made the process smooth and uncomplicated. I will highly recommend him to any of my friends or family for any of their mortgage or refinance...
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Reply from Owner
July 3rd, 2024 07:18 PM
Thanks Chris! It was great working with you! You're going to love that beach condo!
Would recommend him for loans.He easy to talk do helps with everything you need
Reply from Owner
May 20th, 2025 10:02 PM
Thank you so much, I hope you love your home.
Tom was great to work with. He answered all the many questions that my boyfriend and I had. Would highly recommend.
Reply from Owner
June 19th, 2024 08:42 PM
It was such a pleasure getting to know you, and I'm very excited for your next steps with the house. Best of luck!
Tom Kalagher was recommended by a friend. He was a great fit for us. He was very knowledgeable and professional. He answered the many questions that my boyfriend and I had. I would recommend in a heartbeat.
Reply from Tom Kalagher
June 19th, 2024 01:49 AM
Thank you so much! It was a pleasure working with you.
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About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
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Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery





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+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
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Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
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Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.