

Top 5%
Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage

Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Financing can be scary and difficult especially for self employed and small business owners. My husband is a Navy veteran and has worked very hard all his life, so getting a Va Loan was helpful . From day one, Tom was very responsive and proved...
read more
Reply from Owner
May 20th, 2025 09:45 PM
Christy, any time I get to help those that protect our country is a great day for me!!! I hope you love your new home and wish you fill it with many happy memories.
Tom was always so attentive and helpful. He was always there to take a phone call or answer a message. Highly recommend this team!
Reply from Owner
May 20th, 2025 09:46 PM
Thank you for your kind words, they mean the world to me. I hope you love your home.
I've known Tom Kalagher for some time now, and highly recommend him to anyone looking for an incredible home lending experience. He's a man of integrity, has excellent communication skills, and is always ready to lend a hand. Whether you're...
read more
Reply from Owner
May 20th, 2025 09:46 PM
Thank you so much for your kind words, they really do mean the world to me.
My mortgage loan officer, Tom Kalagher, helped me refinance my house. He proved to be very effective, helpful, friendly and encouraging in the process. Tom helped me achieve an incredible interest rate, especially considering that I am an artist...
read more
Reply from Owner
May 20th, 2025 09:56 PM
Molly, it was a pleasure working with you, can't wait to see you perform again!
We had a great experience with Tom when we purchased an investment property. He made the process easy and and was very professional. I highly recommend him.
Reply from Owner
May 20th, 2025 09:57 PM
Tina, thank you for the kind words. I know your condo will yield great returns for you.
Tom is AMAZING!!! He’s very responsive, and seems to always have a solution for every problem. If you want to get to the closing table, I highly recommend using Tom as your lender!
Reply from Owner
May 20th, 2025 09:58 PM
Erik, thank you for the kind words. Love getting to work together getting first time home buyers into their house.
I am a realtor and I always feel confident referring clients to Tom Kalagher at Fairhope. He provides excellent care and service to my clients and is a top notch communicator and keeps me in the loop at all times. You can't go wrong with using...
read more
Reply from Owner
May 20th, 2025 09:58 PM
Mary, thank you so much. I love working with you and your investor clients.
Tom Kalagher has been an amazing resource for my clients! No matter their real estate needs/goals he always makes sure they are takin care of. He goes above and beyond to help me make the deal happen when needed. A great guy to have in your...
read more
Reply from Owner
May 20th, 2025 09:59 PM
Jessica, thank you so much! I have loved working with you and your clients over the last 5 years. You are amazing!
Can't say enough good things. Tom is professional, reliable, knowledgeable, and personable. Will definitely refer to future clients.
Reply from Owner
May 20th, 2025 09:59 PM
Thank you so much Catherine, it means a lot to me.
Tom has not done one but two mortgages for us in the past two years. Very professional and actually has your best interest in hand. Highly recommend him. Very efficient.
Reply from Owner
May 20th, 2025 10:00 PM
Tim, thank you for your kind words. Just let me know when you are ready for the next house!
31–40 of 97
About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery





View all
+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
View All
Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
View All
Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.