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Fairhope Mortgage LLC
Branch Manager - Fairhope Mortgage
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coas... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 9 PM
Sat
8 AM to 12 PM
Sun
closed
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Reviews from Web
Professional, knowledgeable, and efficient. Tom makes the mortgage process seamless. Five stars!
Reply from Owner
June 10th, 2026 03:20 PM
Thank you Matt! Very kind of you to say.
Tom has been an absolute pleasure to work with. Extremely knowledgeable and genuinely personable, he makes the entire process feel smooth and stress-free. You can tell he truly cares about his clients! Would highly recommend!
Reply from Owner
June 10th, 2026 03:20 PM
Thank you Richard! I really appreciate the kind words.
Professional + Trust-Building Working with Tom has been an absolute pleasure. As a real estate agent, having a reliable and communicative lender is everything and Tom consistently exceeds expectations. He is knowledgeable, responsive, and goes...
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Reply from Owner
June 10th, 2026 03:20 PM
Thank you Ashley, I always love working with you and your clients. You take such good care of them throughout the home buying process. Seeing what you are able to accomplish for them has been inspiring.
I had a fantastic experience working with Tom Kalagher at Fairhope Mortgage as my mortgage loan officer. As an entrepreneur, my situation wasn’t completely straightforward, but Tom took the time to walk me through the entire mortgage process...
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Reply from Fairhope Mortgage LLC
March 25th, 2026 10:22 PM
Thank you so much Jami 💓 I'm so excited for you to be in your very own home! It was great working with you.
What a wonderful experience! If you're looking for a mortgage company, go here and ask for Tom. Thanks again Tom! All my years buying houses and dealing with mortgage companies, this has by far been the best. Outstanding communication and above...
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Reply from Owner
June 10th, 2026 03:21 PM
Thank you Chris! It was great working with you and I hope you love the new house.
Tom has been amazing from start to finish. Answered my/our questions promptly and easily. We’re even closing a week early!
Reply from Owner
October 21st, 2025 09:31 PM
Kerry, it was so great working with you and Mark on your new home purchase. You are going to love southern Alabama. Just let me know when you need restaurant recommendations.
Not only did he save my wife and I $400 dollars a month but the customer service was amazing. He kept me updated at all times and made sure to explain every step of the process to me. There was no surprises and nothing but happiness.
Reply from Owner
October 21st, 2025 09:31 PM
I'm so happy to hear this, I love saving people money. Thanks for being so great to work with.
Tom!! Thanks for all the help. You and your team jumped in and got the house for me and my mother within 2 weeks.
Reply from Owner
October 21st, 2025 09:32 PM
2 weeks! We love to exceed expectations when it comes to closing fast. I hope you love the house.
I want to thank Tom for helping me accomplish a big step in my life. I am a happy husband, father to have purchased a home to be filled with memories, love, and laughter. Tom was upfront and what I would need to do to accomplish and purchasing...
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Reply from Owner
July 8th, 2025 04:27 PM
Italivi, it was great working with you, I hope you love your new home!
Tom was a fantastic help! My wife and I are first time home buyers, and Tom was looking out for us the entire time. He was honest with our situation, the state of the economy, and worked hard to make sure our needs were met and that we got...
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Reply from Owner
May 20th, 2025 09:44 PM
Spencer, it was a pleasure working with you, I hope your family love your new home.
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About
Tom Kalagher is the Founder and Branch Manager of Fairhope Mortgage in Fairhope, Alabama, NMLS #2028566. Since 2020, Tom has helped homebuyers, homeowners and real-estate investors throughout Baldwin County, Mobile and the Alabama Gulf Coast with conventional, FHA, VA, USDA, DSCR, investment-property and refinance financing.
Based in Fairhope, Tom specializes in finding solutions for borrowers with complex financing needs, including self-employed borrowers, real-estate investors, first-time homebuyers and Gulf Coast property buyers. Fairhope Mortgage serves clients throughout Fairhope, Daphne, Spanish Fort, Foley, Gulf Shores, Orange Beach, Mobile and surrounding communities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Hard Money Fix and Flip Loans
Specialities
First time home buyers
Investment properties
DSCR loans
FHA loans
USDA Loans
VA Loans
Conventional Loans
Refinance
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Positions
- Fairhope Mortgage LLC - Branch ManagerOct 1st, 2020 - Current
Memberships
- NMLS
- Eastern Shore Chamber of Commerce
- Affiliate Member of Baldwin Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- nmls # 2028566
Gallery
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+9
Awards
$20M Producer in 2...
Best Mortgage Lend...
Best Mortgage Lend...
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Achievements
- $20M Producer in 2025
- 200 Families Served
Hobbies
- Family
- Boating
- Golf
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Disclaimer
| Equal Housing Lender | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice.