Alessandra “Ally” Palacios

Name: Lumin Lending
Address: 18301 Von Karman Ave ste 820, Irvine, California, 92612
Telephone: +1-949-278-9794
Rating: 4.99

Sr. Mortgage Broker

Lumin Lending

4.99

(412)

Contact Info

https://luminlending.com/

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Business Hours

Wed

8 AM to 5 PM(Open now)

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.99

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Ally, did a great job comparing rates and options, and was even able to get my home appraisal waived. After all the information was collected, she re-ran the numbers and locked a rate 1% lower than the original. She kept in touch throughout...

Alessandra is the kind of mortgage broker who makes you feel like you’re her only client. From day one she was warm, down to earth, and completely fluent in both the technical and human sides of this process. She understood our circumstances,...

Ally definitely deserves 5 stars she went above and beyond to help me close on my property, she answered every question that I had and if I became nervous about anything she explained all the steps to me. Also when I started the process my...

My husband and I worked with Ally to purchase our first home last year and had the pleasure of working with her again for our first refi! Having someone on our side that we already worked with before and trusted made this experience very comfortable....

We had an amazing experiencing from beginning to end working with Alessandra. She was incredibly responsive, always quick to answer questions and provide updates throughout the process. Her professionalism and attention to detail made everything...

Ally was truly incredible to work with, and we’re so thankful we found her to helped us navigate our first home purchase. Throughout the process, I spoke with about seven different lenders, and Ally outperformed every one of them. It wasn’t...

there aren't enough words in the English language and they're certainly aren't enough characters allowed in this field box to describe just how wonderful Ally has been. It is so refreshing to work with somebody with personality and someone...

Reply from Alessandra Palacios

June 15th, 2026 08:44 PM

Matthew, I'm so pleased to hear that you felt comfortable and supported throughout the process. It's wonderful to know that my approach made things feel manageable and collaborative for you. Your kind words mean a lot, and I'm grateful to be...

Alessandra was a true professional that helped us through the process like she was a friend we had known all our lives. We had to go through a couple of lenders to find the right fit for us and Alessandra worked with us sometimes late into...

Alessandra was the best part of our home buying experience! She was so communicative, friendly, professional and went above and beyond for us!! As first time homebuyers, we had no idea what this journey would be like, if we got one thing right,...

Alessandra has been an absolute pleasure to work with throughout the mortgage process. She took the time to listen to all of my needs, was incredibly responsive, and always provided knowledgeable answers to every question I had. What stood...

Reply from Alessandra Palacios

June 8th, 2026 05:57 PM

Kyle, I'm grateful for your kind words about my responsiveness and follow-through during the mortgage process. It’s great to know that my attentiveness and reliability made a positive impact. Thank you for recommending me and trusting Lumin...

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About

Alessandra Palacios is a top-producing Loan Officer with 17 years of experience in sales. She loves helping clients achieve their homeownership and financial goals. Known for her expertise in structuring complex loans, guiding first-time buyers, and securing competitive financing, she has consistently ranked among the industry’s highest performers. Alessandra’s commitment to client success, combined with her deep market knowledge and strong lender relationships, has made her a trusted advisor to both homebuyers and real estate professionals alike.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Construction Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Home Purchasing Assistance

Mortgage Rate Shopping Assistance