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Alessandra “Ally” Palacios - Sr. Mortgage Broker in Irvine, CA

Alessandra “Ally” Palacios

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Sr. Mortgage Broker

Lumin Lending
Alessandra Palacios is a top-producing Loan Officer with 17 years of experience in sales. She loves helping clients achieve their homeownership and financial goals. Known for her expertise in structuring complex loans, guiding first-time bu... Show More
Mortgage
Mortgage Broker
Contact Info
(949) 278-9794
Irvine, CA
https://luminlending.com/
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
  • Arive
    L
    Linda T
    Posted on August 25th, 2026 09:05 PM
    husband and I are older and things have changed so much that we have trouble keeping up, especially with the new computerized digital loans. It was so nice to have Alex to walk us through step-by-step and help us through each obstacle that...
    read more
  • Arive
    H
    Hope K
    Posted on August 22nd, 2026 01:38 AM
    Alessandra was just the best! She made our first time home buying expiernce so smooth. She's so knowledgeable
    Reply from Alessandra Palacios
    August 24th, 2026 02:34 PM
    Hope, I'm grateful for your kind words. It's wonderful to know that I could help make your first home buying experience smooth and positive. Thank you for trusting me with this important journey!
  • Zillow
    J
    Justinportman
    Ventura, CA
    Posted on August 11th, 2026 12:00 AM
    Alessandra was absolutely outstanding throughout our entire escrow. From start to finish, she was incredibly knowledgeable, responsive, and proactive. She kept everyone informed every step of the way and was always available to answer questions...
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  • Arive
    R
    Roger H
    Posted on August 7th, 2026 04:00 PM
    She was very knowledgeable and helped out a lot to make sure the loan got done. She was great.
    Reply from Alessandra Palacios
    August 10th, 2026 08:34 PM
    Roger, I appreciate your kind words. I'm glad I could assist you effectively and help ensure everything went smoothly with your loan. Thank you for choosing Lumin Lending!
  • Arive
    W
    Wesley S
    Posted on August 5th, 2026 04:12 PM
    There simply aren’t enough stars to rate Alessandra.From the very beginning, she treated us like more than just clients. She genuinely cared about our family and our future, and that was obvious every step of the way. Buying a home is one of...
    read more
    Reply from Alessandra Palacios
    August 7th, 2026 01:18 PM
    Wesley, I am so grateful for your kind and heartfelt words. It's truly rewarding to hear that my efforts made such a meaningful impact on your journey to homeownership. I'm pleased that I could support you through the challenges and celebrate...
    read more
  • Zillow
    S
    Shannon M
    Ventura, CA
    Posted on August 5th, 2026 12:00 AM
    There simply aren’t enough stars to rate Alessandra. From the very beginning, she treated us like more than just clients. She genuinely cared about our family and our future, and that was obvious every step of the way. Buying a home is one...
    read more
  • Zillow
    T
    Tcrowan
    Northbrook, IL
    Posted on July 27th, 2026 12:00 AM
    Ally, did a great job comparing rates and options, and was even able to get my home appraisal waived. After all the information was collected, she re-ran the numbers and locked a rate 1% lower than the original. She kept in touch throughout...
    read more
  • Zillow
    A
    Annecharico9
    Queen Creek, AZ
    Posted on July 25th, 2026 12:00 AM
    Alessandra is the kind of mortgage broker who makes you feel like you’re her only client. From day one she was warm, down to earth, and completely fluent in both the technical and human sides of this process. She understood our circumstances,...
    read more
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    M
    Michelle J
    Posted on July 18th, 2026 11:01 PM
    Ally definitely deserves 5 stars she went above and beyond to help me close on my property, she answered every question that I had and if I became nervous about anything she explained all the steps to me. Also when I started the process my...
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  • Zillow
    B
    Brittany
    Orange, CA
    Posted on July 1st, 2026 12:00 AM
    My husband and I worked with Ally to purchase our first home last year and had the pleasure of working with her again for our first refi! Having someone on our side that we already worked with before and trusted made this experience very comfortable....
    read more
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    About
    Alessandra Palacios is a top-producing Loan Officer with 17 years of experience in sales. She loves helping clients achieve their homeownership and financial goals. Known for her expertise in structuring complex loans, guiding first-time buyers, and securing competitive financing, she has consistently ranked among the industry’s highest performers. Alessandra’s commitment to client success, combined with her deep market knowledge and strong lender relationships, has made her a trusted advisor to both homebuyers and real estate professionals alike.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
    Mortgage Rate Shopping Assistance
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 870362