Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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Terry was very helpful and a real problem solver - the process was relatively quick.
Terry was a great communicator and to the point. It made the mortgage application and closing process simple and straight forward.
Terry O’Neill is an outstanding representative of First State Bank!! He is highly professional, very knowledgeable, very service-oriented, caring and has a work ethic beyond words!! We will recommend his services to our family, friends and...
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Terry had to go to extreme measures to allow us to close on time. His performance throughout the entire loan process was exemplary and above the call of duty --- with professionalism and great customer service. We would definitely use him again....
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Great working with Terry. I would recommend him
Terry was so wonderful to work with! He answered all
of our questions in a timely manner!
Customer service
very efficient and let us know when things needed signed etc
The ease of completion of the whole process.
Terry and the entire FSB team made sure I was able to purchase my new home. Super grateful for the explanations, the attention to detail, and most importantly, feeling valued throughout the process. Times like this can be very stressful and...
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org