Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level ... Show More
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Terry and his team are highly professional, extremely prompt, courteous at all levels and filled with decades of experience. We wouldn't work with anyone else. He is the best.
Very timely and immensely helpful responses during off hours during heated negotiations.
It did not matter the time or the day. Terry always answered my questions within hours. I was very impressed!
Informative, quick communication.
Terry was extremely responsive, answering questions promptly and was available outside business hours to provide letters. We really appreciate this, as it allowed us to create competitive offers in a competitive real estate environment.
Terry was incredibly helpful and always available. He made the process clear and easy. It was a pleasure working with him and the rest of the team!
Terry is very approachable and made the home buying process so easy!
My wife and I are first-time homebuyers and had a lot of questions. Terry and his staff were always patient with me but more importantly, they were realistic. They understood our fears of being overextended and treated us as you would treat...
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This is the third transaction we have worked with Terry on, and as usual he was friendly, patient, responsive, informative, and got us a better interest rate than anyone else could offer. Perfection!
Easy process, competitive rates, and quick to handle the usual bumps that come up along the process.
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About
Terry is a 20+ yr veteran of the mortgage banking industry and has been lucky enough to work with hundreds of clients to assist them with their home financing. He works from a simple philosophy of treating every client with the same level of professionalism regardless of their situation. Terry always try to exceed customer expectations while delivering our services with exceptional integrity!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454671
- NMLS # 1518489
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org