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Terry Kernan  - Vice President | NMLS 536287 in Frederick, MD

Terry Kernan

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Vice President | NMLS 536287

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Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry h... Show More
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Reviews from Web
  • Encompass
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    Patrick S R
    Hagerstown, MD
    Posted on December 23rd, 2023 01:25 PM
    Terry was exceptional every step of the way.
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    Jennifer K
    Hagerstown, MD
    Posted on November 10th, 2023 02:11 PM
    You were so patient and answered all my questions. You were awesome!
  • Encompass
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    Shahin H
    Germantown, MD
    Posted on November 3rd, 2023 04:01 PM
    Terry was great and even showed up to the closing. Highly recommend!
  • Encompass
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    Emmett F S
    Riverdale, MD
    Posted on October 30th, 2023 01:29 PM
    Everything went smooth and easy.
  • Encompass
    A
    Andrea L B
    Frederick, MD
    Posted on October 24th, 2023 03:11 PM
    Terry and the team at Presidential Bank Mortgage made the process smooth and easy. Missy was extremely easy to work with and very responsive to my questions. Terry was also kind enough to help find a lost key and hand deliver it to us. We were...
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  • Encompass
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    Cherice C
    Springdale, MD
    Posted on October 23rd, 2023 03:34 PM
    Seamless transaction, exceptional communication throughout.
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    Joshua L
    Mount Airy, MD
    Posted on October 2nd, 2023 12:07 PM
    Easy to work with, honest people.
  • Encompass
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    Darren A
    Hagerstown, MD
    Posted on September 12th, 2023 01:33 PM
    Everyone has always been so helpful and great to work with
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    Herbert K
    Clarksboro, NJ
    Posted on September 7th, 2023 12:14 PM
    Terry was great to work with.
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    William R
    Walkersville, MD
    Posted on August 31st, 2023 01:31 PM
    The home buying process was made much simpler for me and Mrs. Carder helped so much throughout the process to make it as stress free as possible
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    About
    Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 536287
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.