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Terry Kernan  - Vice President | NMLS 536287 in Frederick, MD

Terry Kernan

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Vice President | NMLS 536287

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Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry h... Show More
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Reviews from Web
  • Encompass
    J
    Jeffrey W M
    Henrico, VA
    Posted on August 23rd, 2023 10:12 AM
    The personal attention was outstanding. Since I have not purchased a home in over 20 years I appreciated the time taken to explain the process and details.
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    Theresa A M
    Henrico, VA
    Posted on August 21st, 2023 12:20 AM
    Terry took the time to always clarify and educate us about the process as well as used his extraordinary knowledge to provide us with all financial opportunities very trustworthy
  • Encompass
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    John S
    West Grove, PA
    Posted on July 19th, 2023 04:01 PM
    Terry and Missy had the right program and loan for the buyer's situation. My buyer would not have been able to purchase the home without the knowledge of the condo requirements.
  • Encompass
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    Paigia S
    West Grove, PA
    Posted on July 17th, 2023 02:13 PM
    Missy and Terry were very helpful and I never waited more than 2 hours for a response through the entire process. Answered all my questions and overall was a great experience in a high stress time for myself.
  • Encompass
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    Lelah G W
    New Market, MD
    Posted on June 12th, 2023 12:11 PM
    Terry and his crew were amazing!
  • Encompass
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    Joan M H
    The Villages, FL
    Posted on April 7th, 2023 04:10 PM
    Very quick responses, good communication - which can help what can sometimes be a stressful process more seamless & pleasant - thank you team!!!
  • Encompass
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    Anna L
    Bethesda, MD
    Posted on March 6th, 2023 04:03 PM
    No issues, easy transaction!
  • Encompass
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    Kyla N L
    Ellicott City, MD
    Posted on November 3rd, 2022 02:13 PM
    Everyone was extremely helpful! I had great interactions with everyone and they made my first time buying a home enjoyable.
  • Encompass
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    Melissa C
    Annapolis, MD
    Posted on October 29th, 2022 11:21 AM
    Great communication!
  • Encompass
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    Sean M
    Rockville, MD
    Posted on October 28th, 2022 06:07 PM
    Amazing service all the way through and could not have gotten this house without terrys help!
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    About
    Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 536287
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.