Terry Kernan
Vice President | NMLS 536287
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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I can’t say enough good things about our recent home loan experience with Terry. He goes above and beyond to make sure that the process is seamless. Terry has an excellent team that communicated every step of the way.
Very knowledgeable and accessible.
Terry and Missy worked very hard to make sure we got the best loan possible. They made it extremely easy to go through the long process and made sure we understood every step. They answered all of our questions with ease and expertise. I can't...
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Terry and Missy were awesome to work with! They always responded quickly and Terry gave us a lot of guidance that was incredibly helpful. We look forward to working with him again down the road!
Terry went above and beyond to help us. Endless quotes and time spent just reassuring us when we had questions.
Terry was informative and available at any hour. He ran multiple hypothetical approvals to ensure we were getting our best offer. He also looked into the house records and insured that the liens were taken care of before we moved in. One in...
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Terry Kernan, if you know him what can I say if you don’t, you need to meet him. One of a kind.
Missy was always available to answer any questions or concerns, as well she spent multiple times helping us outside of her normal work hours. She was very informative and very information and very understanding!
We got the rate down enough to be affordable, and then after that we found a good insurance company to tie it all together with. Terry (and associates) were also exceedingly patient with documentation.
Terry was so helpful w/ my buyer that had been given some incorrect direction from a previous lender. From start to finish Terry was awesome and kept us updated on the status along the way. Great Experience !!!
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.