Terry Kernan
Vice President | NMLS 536287
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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The transaction was denied by another lender and he saved.
Terry and his team does a great job to pre qualify my buyers and educate them with the entire process so there are no surprises. He takes the time to find grant money and help any way he can to make this a smooth transaction for buyers. Excellent...
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Terry and his Team were fantastic. Tailored loan solution which exceeded our expectations. The Presidential Bank online process was very user friendly, especially for a guy up in years & more comfortable with paper. Their combination of superior...
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Terry is an excellent communicator.
Terry was very knowledgeable and made the entire home buying process very easy for my, my wife, and the seller.
Terry was honestly the best part of our home buying team. He drove all the way out to Harrisonburg VA to meet us in person, review the process and talk numbers so we would understand. After our initial meeting he was always a quick phone call...
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Very easy to work with. Great communication throughout. Helped my first time homebuyer client secure grant funds and the closing process was smooth.
Terry and the team always goes above and beyond to provide great service and results . Always have happy buyers
Terry kept me abreast throughout the entire process and insured I got the best rate possible!
Terry and his team kept me updated on the client's loan status along the way. There were no surprises and everything was very smooth. Thank you! Mia Schreier
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.