Terry Kernan 's Cover Image
Terry Kernan  - Vice President | NMLS 536287 in Frederick, MD

Terry Kernan

ClaimedPro

Vice President | NMLS 536287

Company Logo
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry h... Show More
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    N
    Neil M
    Severn, MD
    Posted on July 23rd, 2025 12:00 AM
    Terry and Missy are wonderful! They were helpful and incredibly responsive throughout what I expected to be a difficult and possibly frustrating experience. It wasn’t. It was smooth and actually stress-free! It was great to know that they made...
    read more
  • Encompass
    N
    Neil M
    Severn, MD
    Posted on July 22nd, 2025 03:32 PM
    Highly professional, responsive, knowledgeable, helpful people!
  • Encompass
    K
    Kendel B
    Berlin, MD
    Posted on July 18th, 2025 12:29 AM
    Terry and his team made our entire process so unbelievably smooth, effecient, and simple. From the beginning, he was always very accompanying and took the time to really ensure that we understood everything, and that it was what worked best...
    read more
  • Encompass
    G
    Greg P
    Germantown, MD
    Posted on July 17th, 2025 02:59 PM
    Missy was terrific!
  • Encompass
    D
    David C H
    Frederick, MD
    Posted on July 7th, 2025 11:03 PM
    Terry was extremely knowledgeable and kept us informed throughout our loan process. Thank you Terry for a great jo!
  • Encompass
    D
    Deborah H
    Frederick, MD
    Posted on July 7th, 2025 08:20 PM
    The staff went out of their way to collect the needed information for our loan. They actually came to our home to pick up paperwork. They were kind, understanding and professional.
  • Encompass
    J
    Joseph S
    Keedysville, MD
    Posted on June 21st, 2025 12:46 PM
    always puts a customer first always paying attention to detail and taking the time to explain the details of the customers questions. He is always available at any time 24 hours a day to take care of any of the customers needs.
  • Encompass
    K
    Kristen E K
    Lewes, DE
    Posted on May 28th, 2025 01:32 PM
    Terry and Missy were both so helpful, so responsive! All of our questions were answered so quickly and any issues resolved
  • Encompass
    R
    Richard L K
    Lewes, DE
    Posted on May 22nd, 2025 04:09 PM
    Easy, quick, competence.
  • Encompass
    J
    Joseph S
    Fairfield, PA
    Posted on May 3rd, 2025 12:21 PM
    Terry wasn't home on medical leave and still answered my call when I had a question his assistant Missy wow what can I say? Unbelievable my clients couldn't stop talking about how she was on top of everyat
  • 21–30 of 248
    About
    Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 536287
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.