

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Best refi experience I have EVER had and Terry is sooo handsome!
Terry was fantastic to work with, knowledgeable and responsive to our questions. He made our refinance process stress-free and seamless. We highly recommend him for any mortgage needs!
Terry was responsive and talked me through the process. He provided me options and explained them well. I felt very comfortable throughout the process. Terry made changes when I requested them and kept my process moving. I feel the turnaround...
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The refinancing process during this Covid 19 time was professional and well communicated. We had no issues at all during this process.
Thanks again.
The ease, thoroughness and kindness. You are all a blessing to the industry.
Courteous, friendly, competent, professional, efficient and quick service. A textbook experience.
Amazing!
Easy to work with, convenient, and good rates. Almost everything done via email and on my schedule.
Terry is a pleasure to work with and an expert in the field! We highly recommend him.
I would highly recommend Terry and his team!
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.