Terry Kernan
Vice President | NMLS 536287
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry and everyone on the Presidential team was an absolute joy to work with. I really appreciated how patient he was and how he and his team took the time to answer all of my questions (and there were a lot!) and walked me through every piece...
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Terry is very knowledgeable in the mortgage business and always makes us feel confident in our decisions. He's a great guy, easy to work with, and would most definitely use Terry for any mortgage product we need!
Terry and the processor were on top of things and communicated very well. Will be happy to do more transaction with him!
Terry was amazing to work with from start to finish. My fiancé and I are first time home buyers and he made this experience so wonderful and stress free for us that we could not have been happier working with him. We were in great hands and...
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Terry and the whole team were just so great to work with. They were very informative and always made themselves available to answer all of our questions and to ensure that not only that we were comfortable and happy but also informed as well....
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As first time home owners and veterans, he provided us with valuable knowledge and information regarding the process towards purchasing our home. We appreciated the time and effort he and missy utilized to correct issues with our credit in...
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Terry possesses a high level of knowledge and proficiency that provided us a wealth of information and guidance. He worked tirelessly towards correcting issues in order to provide us a better rate than anticipated. Being veterans and first...
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I have had several transactions with Terry. I continue to refer my buyers to him because of the stellar way he has handled each transaction. Many lenders can handle the "easy" deals. Terry is great at solving any problems that arise - big or...
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Terry was very helpful and answered any questions I had.
Always a joy to work with Terry! Extremely professional, great communication, cares about the client(s). Would recommend Terry to anyone.
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.