

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry and his team made our home mortgage process very simple and I would recommend him to anyone looking for a first class lender.
Terry and his staff were always very kind, thorough and responsive to our needs.
Terry also got us a great rate, thank you!
Worked in a timely manner.
It was great working with Terry and Missy, NO headache, always kept me informed and updated about my loan, overall it was a great experience. I would definitely recommend Terry and his team!
Terry did a wonderful job with our client. He kept in touch, and kept me informed every step if yhe way. He was prompt in returning calls and emails, and was fun to work with.
Try and his staff were very easy to get a hold of when we had questions and provided a very efficient processing of our mortgage. I always felt like the team were working in our best interest and went above and beyond to ensure we received...
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Communication was great and willing to help whenever we had questions. Went above and beyond.
Terry was extremely helpful, made the process easy, was up front with information, was available whenever needed, answered all questions, and was consistently professional. I would absolutely recommend Terry and Presidential for any loan transactions....
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Terry is awesome, his expansive knowledge and experience helped us through the entire home buying process.
It was pleasure to work with Terry! It was an incredibly smooth transaction, thank you!
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.