Terry Kernan
Vice President | NMLS 536287
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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We had to fight for things that were wrong and Terry went to bat for us and we appreciate it
Bob
When financing became an issue because of grant money drying up or what have you. Terry and FCB staff made sure I had a secondary financial avenue to pursue. Thus, allowing the desire of purchasing of a home to become a reality.
Communicative and kept us on track timeline wise
Terry and Missy were wonderful to work with! They helped me every step of the way! I would recommend Presidential to anyone looking to buy a house.
Good communication with Buyer Agent and got the deal done on time!
The process was easy and quick. Terry and his team were very professional and efficient.
Terry was very informative and guided us through the whole process. This is our second time using Terry, and we would definitely use him again.
As a first time buyer, the mortgage process was daunting, but Terry was great at walking me through my various options and doing his best to find all the loan and grant programs available to help me make my purchase even more affordable. I...
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Terry was able to significantly increase the maximum amount on our approval letter, when compared to other lenders we looked into.
As a newly retired couple living off our Individual Retirement Account, Terry and his team did a sensational job guiding through the loan process. Terry's team kept us well informed and made the process a rewarding experience. Thanks for a...
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.