Terry Kernan
Vice President | NMLS 536287
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry was awesome! Would definitely recommend to friends and family.
Had a great experience. Covid played a part of it making communication tough. Otherwise was a great experience.
Terry was a pleasure to work with throughout the home buying process. As first time home owners, my husband and I had a lot to learn. Terry went above and beyond to ensure we were able to purchase our dream home in a short time frame, all while...
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Since it was our first construction loan, we had many, many questions. Terry for very patient with us and answered anything that we threw at him. The entire process went very smoothly.
Working with Terry and his team was very positive. I would recommend Presidential to anyone who is looking for a great company and people to work with. Overall a great and painless process.
Great experience!
I had a great experience working with terry and his team!
Terry gave me clear and helpful advice, and layer out my options clearly to guide me to the right mortgage program to suit my needs. Terry really went above and beyond to help me and I wouldnt go anywhere else for a mortgage.
Terry Kernan is spectacular at his job and an all around great person. This is the second mortgage I’ve done with him and both times he has truly gone above and beyond to give me the best I could get for my mortgage, such as the lowest possible...
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Terry was the best! Communication is key and he was by far the best to do business with. I'd highly recommend him. Thank you!
Lynda L Miller
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.