Top 5%
Terri Cagle - Team Acopia
Loan Advisor | NMLS# 207639
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Terri Cagle - Team Acopia has received a review with 5 star rating from Chandler B
Reply from Owner
August 27th, 2026 11:57 AM
Chandler, thank you for the excellent rating. I'm pleased that your experience with me and Team Acopia was positive. If you ever need anything else, feel free to reach out.
As first time home buyers, my wife and I did not understand the loan process and how everything works. Working woth with Terri, she was very patient, kind and supportive! She made sure my wife and I understood the process and helped us through...
read more
Reply from Terri Cagle
May 28th, 2026 05:58 PM
I'm pleased to hear that you and your wife felt supported and informed throughout your home buying journey, Chandler. Patience and kindness are values I hold dearly, and I'm grateful that they made a difference for you. Thank you for your recommendation,...
read more
Terri and her team made this process as smooth as possible. I didn't have to worry about a thing. she was very professional and so helpful. I would refer her to anyone.
Reply from Terri Cagle
May 27th, 2026 04:10 PM
Thank you for your kind words, Miranda. I'm glad to hear that the process was smooth and worry-free for you. Professionalism and being helpful are important to me, and I'm grateful that it made a difference in your experience. If you ever need...
read more
The team made me feel that they had my best interest at heart, which they did and it showed in the way they kept the doors of communication onpened to me.
Reply from Terri Cagle
May 25th, 2026 04:33 PM
I'm pleased to hear that you felt the team had your best interests at heart, Cassandra. Keeping communication open is something I prioritize, and I'm grateful it made a positive impact on your experience. If you have any more questions or need...
read more
Great staff to work with
Reply from Terri Cagle
May 22nd, 2026 05:13 PM
Thank you for your kind words, Tanzy. I'm glad to hear that you found the staff great to work with. If there's anything else I can assist you with, please let me know.
Terri Cagle made sure I was aware of every step of my loan process. She went above and beyond with helping me. She made sure she stayed in communication with my realtor Andreika Oliver who was also awesome. They make a great team. Terri would...
read more
Reply from Terri Cagle
May 10th, 2026 08:35 PM
It was an absolute please working with you!! I am so happy for you!!
Terri, is awesome great communication skills and people skills. She is a blessing and Angel from Lord sent to help others.. I am so, so blessed and grateful 🙏 Lord chose Terri for me.
Reply from Terri Cagle
May 5th, 2026 08:47 PM
Tony, I will never forget you my friend, and the reminder you gave me that I DID win the lottery!! HUGS....
I truly appreciated the personal attention and patience taken by Terri. There were no issues she could not handle. The loan process was tedious at times, but she was able to reach a smooth closing. Her determination was awesome.
Reply from Terri Cagle
May 4th, 2026 08:23 PM
Thank you so much!!
From the moment I reached out to Terri she was fantastic! As a first time homebuyer we didnt know the process or what to expect. She answered all our questions, was extremely helpful and kept us well informed throughout the process. No question...
read more
Reply from Terri Cagle
May 4th, 2026 08:24 PM
Thank you so much Krystal!
Great knowledge and outstanding Attitude!
Reply from Terri Cagle
May 3rd, 2026 07:43 PM
Thank you so much Amber, it was a pleasure working with you!!
71–80 of 118
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
- Momentum Church Jasper
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Gallery
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
View All
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.