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Terri Cagle - Team Acopia
Loan Advisor | NMLS# 207639
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
My experience as a first time home buyer went very well and I owe a lot of it to Terri. I felt like I was in great hands when I was working with her. She was very professional, responsive, knowledgeable, and offered me a lot of comfort throughout...
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I was a very nervous first time home buyer, but Terri made the process painless. She was always available if I had any questions , night or day. She also went over and beyond to make sure I understood everything about my loan. I even had a...
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Terri refinanced a home for us and she walked us step by step through buying a new house. She was there every step of the way for us. Terri was cheerful and bright through every conversation we had. She was more than willing to be there and...
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Terri assisted my family with a refinance of our primary mortgage saving us several hundred dollars a month. She is prompt in her communication and comprehensive in guiding clients through the process. I would use Terri again for residential...
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Excellent person to work with! Terri helped me with the purchase of my home and answered any question I might of had!! You will have the best if Terri helps with your financing needs.
From the very start Terri has been the epitome of customer service. I first reached out to Terri on a Saturday morning, fully expecting to hear back on Monday. Within a couple of hours Terri returned my call and took my information for a VA...
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I cannot thank Terri enough for all the hard work she did to help us buy our first home! I will recommend her over and over again!! The home buying process was fun versus the stress most people feel and it is thanks to her!
Terri was amazing! Great to work with and on top of everything, it made the mortgage process a breeze. Was prompt with responses and answered any question I had!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers - Down Payment Assistance
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Memberships
- NMLS
- Momentum Church Jasper
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 207639
Gallery
Awards
Top Producer Silve...
Achievements
- Circle of Excellence Winner
Hobbies
- Traveling
- Biking
- Hiking
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.