Teresa Schmitt
Mortgage Banker | NMLS # 470438
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Teresa and Holly are the best! They work so hard for my clients. I will recommend them again and again.
Reply from Teresa Schmitt
February 18th, 2026 07:31 PM
Beth, I really appreciate your kind words. It's rewarding to know that our FirstBank team provided the support and hard work you expect for your clients. Your willingness to recommend us repeatedly means a great deal, and it's a pleasure to...
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Teresa is always very helpful. She is quick to reply to a message and happy to answer any and all questions that we had throughout the process.
Reply from Teresa Schmitt
February 10th, 2026 02:04 PM
I appreciate your kind words, Bill. I'm glad I could assist you and Michele in the refinance process. It's important to me that you felt supported every step of the way. Thank you for entrusting me again as we processed your refinance at FirstBank...
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Teresa was very responsive and knowledgeable. she know what she's doing and it shows! Great experience!
Reply from Teresa Schmitt
February 2nd, 2026 03:41 AM
I'm pleased to hear that you had a great experience, Austin. Being responsive and knowledgeable is important to me, and I'm glad it made a positive impact on your mortgage process. Thank you for your kind words and I look forward to the possibility...
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Teresa was great in answering all of my first time homebuyer questions. She also was wonderful in answering the phone whenever I called! Teresa knows her stuff and made sure that I ended up with the best loan for me.
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Reply from Teresa Schmitt
December 27th, 2025 10:22 PM
Ireland, I'm glad that I could assist with your first-time homebuyer questions and ensure you felt supported throughout the process. It's important to me to be accessible and provide the best guidance possible. I'm pleased to hear that you...
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Teresa kept the communication line open with my client and I. She was able to close the deal in less than 30 days
Reply from Teresa Schmitt
December 17th, 2025 04:45 PM
Crystell, it’s great to hear that the open communication I maintained with both you and your client helped in closing the deal promptly. Achieving a closing in less than 30 days is always satisfying, and I’m glad my team and I could assist...
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Painless as it could be!
Reply from Teresa Schmitt
November 26th, 2025 01:56 PM
Chris, I appreciate knowing that the process went smoothly for you. It was my goal to make your experience as straightforward as possible. If you need any assistance in the future, please feel free to reach out. Thank you for choosing me and...
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Teresa is personable, efficient, and more than capable managing her team and making the entire mortgage process smooth and seamless!
Reply from Teresa Schmitt
November 22nd, 2025 05:30 AM
I appreciate your kind words, Jann. I'm pleased to know that you found the process smooth and seamless. It was my goal to manage everything efficiently for you and Chris, ensuring a positive experience with your mortgage. Thank you for trusting...
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Process went very quickly and help was readily available for any questions.
Reply from Teresa Schmitt
November 16th, 2025 09:27 PM
It's great to know that you found the process quick and that assistance was available whenever you had questions, Bryan. I enjoyed working with you and am here to help if you need anything else in the future. Thank you for your feedback!
Everything went very smooth throughout the process. Teresa and Heather were very helpful. We are glad we chose First Bank.
Reply from Teresa Schmitt
November 16th, 2025 05:54 PM
I'm glad to know that everything went smoothly for you and Autumn, Hayden. It was a pleasure to work alongside Heather to assist you throughout the process. I'm pleased that you chose FirstBank Mortgage, and I appreciate your feedback. If there's...
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Teresa and her team made the process easy. As a first time home buyer she was able to answer our questions and keep us informed about the process.
Reply from Teresa Schmitt
November 11th, 2025 02:41 PM
Samuel, I'm pleased to hear that you found the process easy as a first-time home buyer. It was important to me that your questions were answered and that you felt informed every step of the way. Thank you for trusting me with your home buying...
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About
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in a zip code that ensures a quality education. That better place may be a home that will serve as the backdrop for family memories for generations to come. Each day, we proudly strive to honor our purpose and the people who put their trust in us.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
1099 Income Loans
Specialities
VA Loans
Conventional Loans, Home Possible, Home Ready, Grant Products,
Conforming and Non-Conforming (Jumbo)Loans
USDA/Rural Housing Loans, FHA Loans, AHFA First Step and Step Up
FirstBank 100%, FirstBank First Start, FirstBank Better Future, FirstBank Better Affordable
Conventional, VA, FHA, USDA, AHFA Step-Up/First Step, Home Possible, Home Ready,
FirstBank DPA-Borrower Benefit, Borrow Smart Grant Funds, FB First Start, FB BetterAffordable,
FB BetterFuture 100% AMI, and more...
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Positions
- FirstBank Mortgage - Mortgage Loan OfficerJun 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 470438
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433