Teresa Schmitt
Mortgage Banker | NMLS # 470438
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
People were efficient, but very friendly. Thank you!
Teresa was wonderful. She communicated well.
Reply from Teresa Schmitt
September 25th, 2026 04:43 PM
I'm glad to hear that you had a positive experience, Linda. It was a pleasure working with you and Brian on your refinancing needs through FirstBank Mortgage.
Teresa Schmitt has received a review with 5 star rating from Brian C
Teresa is amazing!! She was so flexible timewise, quick to answer questions, and explained everything so very well. I loved working with her!
Reply from Teresa Schmitt
August 14th, 2026 09:57 PM
Kyla, I'm so grateful for your kind words and happy to hear that you loved working with me. You were delightful and it was a pleasure assisting you and ensuring everything was explained clearly. I wish you many wonderful years in that sweet...
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Teresa Schmitt has received a review with 5 star rating from Kyla
Very informative and on time with required documentation. The whole team under Teres leadership was attentive to our concerns and available to answer all of our questions.
Reply from Teresa Schmitt
August 10th, 2026 01:29 PM
Louis, I'm glad to hear that you found the information timely and the documentation process smooth. It's great to know that my team and I could address your concerns and answer all your questions. Thank you for highlighting our attentiveness!...
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staff was knowledgable, kind and courteous.
Reply from Teresa Schmitt
August 3rd, 2026 08:51 PM
Joyce, I'm pleased to hear that you found the staff knowledgeable, kind, and courteous. Thank you for your positive feedback!
Teresa Schmitt and her team were fantastic Supporting my loan application She handled my first mortgage 7 years ago and after I sold my home this year, I used her team topeocess my home loan for a new home out of state Superb support!! I highly...
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Reply from Teresa Schmitt
June 23rd, 2026 03:09 PM
Marty, I'm grateful for your continued trust in me and my team for your mortgage needs. It's wonderful to hear that you found our support superb both this time and seven years ago. Thank you for your kind recommendation of FirstBank Mortgage!...
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Teresa was so amazing from beginning to finish. She was available to us anytime we needed her. She truly has a gift. I would recommend Teresa to anyone that is buying a house.
Reply from Teresa Schmitt
June 12th, 2026 12:47 PM
Caitlin, I’m pleased to know that I could be there for you and Jason, providing availability and support throughout the entire process,. Your recommendation means so much to me, and I'm grateful for your kind words! Thank you for choosing me...
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Teresa was absolutely wonderful to work with. As first-time homebuyers, we had a lot of questions and weren't always sure what to expect, but she was incredibly friendly, knowledgeable, and patient throughout the entire process. She took the...
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Reply from Teresa Schmitt
June 10th, 2026 06:28 PM
David, I truly appreciate your kind words and am so happy to have been a part of your first home-buying journey. It's wonderful to know that my FirstBank Mortgage Team and I could make the process smooth and manageable for you and Olivia. So...
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About
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in a zip code that ensures a quality education. That better place may be a home that will serve as the backdrop for family memories for generations to come. Each day, we proudly strive to honor our purpose and the people who put their trust in us.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
1099 Income Loans
Specialities
VA Loans
Conventional Loans, Home Possible, Home Ready, Grant Products,
Conforming and Non-Conforming (Jumbo)Loans
USDA/Rural Housing Loans, FHA Loans, AHFA First Step and Step Up
FirstBank 100%, FirstBank First Start, FirstBank Better Future, FirstBank Better Affordable
Conventional, VA, FHA, USDA, AHFA Step-Up/First Step, Home Possible, Home Ready,
FirstBank DPA-Borrower Benefit, Borrow Smart Grant Funds, FB First Start, FB BetterAffordable,
FB BetterFuture 100% AMI, and more...
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Positions
- FirstBank Mortgage - Mortgage Loan OfficerJun 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 470438
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433