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Teresa Schmitt - Mortgage Banker | NMLS # 470438 in Huntsville, AL

Teresa Schmitt

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Mortgage Banker | NMLS # 470438

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Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in ...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.95
(732)
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Reviews from Web
  • 5.0
    RequestAReview
    C
    Caitlin E
    Madison, Alabama
    Posted on June 12th, 2026 12:26 PM
    Teresa was so amazing from beginning to finish. She was available to us anytime we needed her. She truly has a gift. I would recommend Teresa to anyone that is buying a house.
    Reply from Teresa Schmitt
    June 12th, 2026 12:47 PM
    Caitlin, I’m pleased to know that I could be there for you and Jason, providing availability and support throughout the entire process,. Your recommendation means so much to me, and I'm grateful for your kind words! Thank you for choosing me...
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  • 5.0
    RequestAReview
    D
    David D
    Huntsville
    Posted on June 10th, 2026 05:58 PM
    Teresa was absolutely wonderful to work with. As first-time homebuyers, we had a lot of questions and weren't always sure what to expect, but she was incredibly friendly, knowledgeable, and patient throughout the entire process. She took the...
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    Reply from Teresa Schmitt
    June 10th, 2026 06:28 PM
    David, I truly appreciate your kind words and am so happy to have been a part of your first home-buying journey. It's wonderful to know that my FirstBank Mortgage Team and I could make the process smooth and manageable for you and Olivia. So...
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  • 5.0
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    David D
    Posted on June 10th, 2026 12:00 AM
    Teresa was absolutely wonderful to work with. As first-time homebuyers, we had a lot of questions and weren't always sure what to expect, but she was incredibly friendly, knowledgeable, and patient throughout the entire process. She took the...
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    Reply from Owner
    June 11th, 2026 12:00 AM
    We are thrilled to have been able to help, David! Thank you for sharing your positive experience with us.
  • 5.0
    SFTP
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    Beth H
    HUNTSVILLE, AL
    Posted on May 26th, 2026 06:47 PM
    Communication is always clear and timely with Teresa and Holly. They are my first lender choice to recommend.
    Reply from Teresa Schmitt
    May 26th, 2026 06:57 PM
    Beth, I'm grateful for your kind words about the clear and timely communication you experienced with Holly and me. I'm pleased to know we are your first choice to recommend as a lender. You are a delight to work with! Thank you for your trust...
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  • 5.0
    SFTP
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    Deron D
    HUNTSVILLE, AL
    Posted on May 22nd, 2026 01:02 PM
    Took extra time fpr quick pre approval letters on multiple houses. Made sure we get a competitive rate up to the very last moment possible.
    Reply from Teresa Schmitt
    May 22nd, 2026 02:34 PM
    Deron, I'm glad I could assist with quick pre-approval letters to help you win the bid for the home you and Selina love. And, yes, helping secure a competitive rate for you was as satisfying for me as it was for you. Thank you for choosing...
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  • 5.0
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    Deron D
    Posted on May 22nd, 2026 12:00 AM
    Teresa Schmitt has received a review with 5 star rating from Deron D
    Reply from Owner
    June 9th, 2026 12:00 AM
    Thank you for leaving a positive review Deron!
  • 5.0
    SFTP
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    Herbert B
    HUNTSVILLE, AL
    Posted on May 14th, 2026 02:21 PM
    Teresa was always on top of things and kept us updated. A real professional!
    Reply from Teresa Schmitt
    May 14th, 2026 04:31 PM
    Bert, I'm glad to hear that you felt well-informed and supported throughout the process. It's always my goal to provide professional service and keep my clients updated. It was a pleasure working with you and Connie! Thank you for your kind...
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  • 5.0
    SFTP
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    Robert K
    New Hope, AL
    Posted on May 7th, 2026 08:29 PM
    Ease of whole process
    Reply from Teresa Schmitt
    May 7th, 2026 10:07 PM
    Robert, I'm glad to know that you found the process easy. It was a pleasure assisting you with your mortgage needs. Thank you for your feedback and the 5-star review!
  • 5.0
    SFTP
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    Jeremy K
    Huntsville, AL
    Posted on April 26th, 2026 11:59 PM
    Teresa was on it as soon as I asked for anything and did a great job walking me through the entire process.
    Reply from Teresa Schmitt
    April 27th, 2026 01:15 AM
    Jeremy, I'm glad to hear that I could assist you promptly and guide you through the process effectively. Thank you for your positive feedback and for trusting me with your mortgage needs at FirstBank Mortgage. If you need anything else, please...
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  • 5.0
    SFTP
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    Jillian W
    HUNTSVILLE, AL
    Posted on April 10th, 2026 01:40 PM
    Teresa was a godsend!
    Reply from Teresa Schmitt
    April 10th, 2026 06:27 PM
    Jillian, I'm grateful for your wonderful feedback. Knowing that I could support you during your mortgage process is truly meaningful. Thank you for choosing FirstBank Mortgage, and I'm here if you need assistance again in the future.
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    About
    Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in a zip code that ensures a quality education. That better place may be a home that will serve as the backdrop for family memories for generations to come. Each day, we proudly strive to honor our purpose and the people who put their trust in us.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    1099 Income Loans
    Specialities
    VA Loans
    Conventional Loans, Home Possible, Home Ready, Grant Products,
    Conforming and Non-Conforming (Jumbo)Loans
    USDA/Rural Housing Loans, FHA Loans, AHFA First Step and Step Up
    FirstBank 100%, FirstBank First Start, FirstBank Better Future, FirstBank Better Affordable
    Conventional, VA, FHA, USDA, AHFA Step-Up/First Step, Home Possible, Home Ready,
    FirstBank DPA-Borrower Benefit, Borrow Smart Grant Funds, FB First Start, FB BetterAffordable,
    FB BetterFuture 100% AMI, and more...
    365
    /850
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    Positions
    • FirstBank Mortgage - Mortgage Loan Officer
      Jun 1st, 2012 - Current
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 470438
    Disclaimer
    Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433