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Teresa Schmitt - Mortgage Banker | NMLS # 470438 in Huntsville, AL

Teresa Schmitt

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Mortgage Banker | NMLS # 470438

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Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in ... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • RequestAReview
    K
    Kyla S
    Huntsville, Alabama
    Posted on August 14th, 2026 08:22 PM
    Teresa is amazing!! She was so flexible timewise, quick to answer questions, and explained everything so very well. I loved working with her!
    Reply from Teresa Schmitt
    August 14th, 2026 09:57 PM
    Kyla, I'm so grateful for your kind words and happy to hear that you loved working with me. You were delightful and it was a pleasure assisting you and ensuring everything was explained clearly. I wish you many wonderful years in that sweet...
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    Kyla
    Posted on August 14th, 2026 12:00 AM
    Teresa Schmitt has received a review with 5 star rating from Kyla
  • RequestAReview
    L
    Louis R
    Huntsville, Alabama
    Posted on August 10th, 2026 03:47 AM
    Very informative and on time with required documentation. The whole team under Teres leadership was attentive to our concerns and available to answer all of our questions.
    Reply from Teresa Schmitt
    August 10th, 2026 01:29 PM
    Louis, I'm glad to hear that you found the information timely and the documentation process smooth. It's great to know that my team and I could address your concerns and answer all your questions. Thank you for highlighting our attentiveness!...
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  • RequestAReview
    J
    Joyce R
    Huntsville, Alabama
    Posted on August 3rd, 2026 01:42 PM
    staff was knowledgable, kind and courteous.
    Reply from Teresa Schmitt
    August 3rd, 2026 08:51 PM
    Joyce, I'm pleased to hear that you found the staff knowledgeable, kind, and courteous. Thank you for your positive feedback!
  • SFTP
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    Martin U
    TYLER, TX
    Posted on June 23rd, 2026 12:27 AM
    Teresa Schmitt and her team were fantastic Supporting my loan application She handled my first mortgage 7 years ago and after I sold my home this year, I used her team topeocess my home loan for a new home out of state Superb support!! I highly...
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    Reply from Teresa Schmitt
    June 23rd, 2026 03:09 PM
    Marty, I'm grateful for your continued trust in me and my team for your mortgage needs. It's wonderful to hear that you found our support superb both this time and seven years ago. Thank you for your kind recommendation of FirstBank Mortgage!...
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  • RequestAReview
    C
    Caitlin E
    Madison, Alabama
    Posted on June 12th, 2026 12:26 PM
    Teresa was so amazing from beginning to finish. She was available to us anytime we needed her. She truly has a gift. I would recommend Teresa to anyone that is buying a house.
    Reply from Teresa Schmitt
    June 12th, 2026 12:47 PM
    Caitlin, I’m pleased to know that I could be there for you and Jason, providing availability and support throughout the entire process,. Your recommendation means so much to me, and I'm grateful for your kind words! Thank you for choosing me...
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  • RequestAReview
    D
    David D
    Huntsville
    Posted on June 10th, 2026 05:58 PM
    Teresa was absolutely wonderful to work with. As first-time homebuyers, we had a lot of questions and weren't always sure what to expect, but she was incredibly friendly, knowledgeable, and patient throughout the entire process. She took the...
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    Reply from Teresa Schmitt
    June 10th, 2026 06:28 PM
    David, I truly appreciate your kind words and am so happy to have been a part of your first home-buying journey. It's wonderful to know that my FirstBank Mortgage Team and I could make the process smooth and manageable for you and Olivia. So...
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    David D
    Posted on June 10th, 2026 12:00 AM
    Teresa was absolutely wonderful to work with. As first-time homebuyers, we had a lot of questions and weren't always sure what to expect, but she was incredibly friendly, knowledgeable, and patient throughout the entire process. She took the...
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    Reply from Owner
    July 1st, 2026 12:00 AM
    We are thrilled to have been able to help, David! Thank you for sharing your positive experience with us.
  • SFTP
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    Beth H
    HUNTSVILLE, AL
    Posted on May 26th, 2026 06:47 PM
    Communication is always clear and timely with Teresa and Holly. They are my first lender choice to recommend.
    Reply from Teresa Schmitt
    May 26th, 2026 06:57 PM
    Beth, I'm grateful for your kind words about the clear and timely communication you experienced with Holly and me. I'm pleased to know we are your first choice to recommend as a lender. You are a delight to work with! Thank you for your trust...
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  • SFTP
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    Deron D
    HUNTSVILLE, AL
    Posted on May 22nd, 2026 01:02 PM
    Took extra time fpr quick pre approval letters on multiple houses. Made sure we get a competitive rate up to the very last moment possible.
    Reply from Teresa Schmitt
    May 22nd, 2026 02:34 PM
    Deron, I'm glad I could assist with quick pre-approval letters to help you win the bid for the home you and Selina love. And, yes, helping secure a competitive rate for you was as satisfying for me as it was for you. Thank you for choosing...
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    About
    Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in a zip code that ensures a quality education. That better place may be a home that will serve as the backdrop for family memories for generations to come. Each day, we proudly strive to honor our purpose and the people who put their trust in us.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    1099 Income Loans
    Specialities
    VA Loans
    Conventional Loans, Home Possible, Home Ready, Grant Products,
    Conforming and Non-Conforming (Jumbo)Loans
    USDA/Rural Housing Loans, FHA Loans, AHFA First Step and Step Up
    FirstBank 100%, FirstBank First Start, FirstBank Better Future, FirstBank Better Affordable
    Conventional, VA, FHA, USDA, AHFA Step-Up/First Step, Home Possible, Home Ready,
    FirstBank DPA-Borrower Benefit, Borrow Smart Grant Funds, FB First Start, FB BetterAffordable,
    FB BetterFuture 100% AMI, and more...
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    Positions
    • FirstBank Mortgage - Mortgage Loan Officer
      Jun 1st, 2012 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 470438
    Disclaimer
    Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433