Teresa Schmitt
Mortgage Banker | NMLS # 470438
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
We had a great experience working with Teresa. She answered all of our questions (and we had a lot!) and kept us informed throughout every step of the process, which made everything feel much less stressful. This was our second time working...
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Reply from Teresa Schmitt
March 11th, 2026 05:12 PM
Elizabeth, it was a pleasure assisting you once again. I'm glad to hear that I was able to make the process less stressful by keeping you informed and addressing all your questions. It’s important to me that you feel supported every step of...
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Very approachable and good communication
Reply from Teresa Schmitt
March 9th, 2026 03:33 PM
Mack, I’m pleased to know that you found my communication effective and felt comfortable reaching out. It was a privilege to assist you and Maggie, and I'm here for any questions or future needs you might have. Thank you for your feedback and...
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Teresa and Holly communicate through the entire process with me and my clients are always satisfied with Teresa!
Reply from Teresa Schmitt
March 6th, 2026 03:36 PM
I'm pleased to hear that you and your clients have been satisfied with the communication throughout the entire process, Jason. It's important to me that everyone feels well-informed, and I'm glad Holly and I could provide that support. Thank...
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The refinance process can be so overwhelming , but Teresa was able to keep me on track. This is what she does and she is great at it!
Reply from Teresa Schmitt
March 5th, 2026 05:48 PM
It's wonderful to hear that I could help make the refinance process manageable for you, Michelle. I'm glad to know that my guidance was valuable in keeping everything on track. Thank you for trusting me with this important step, and I'm here...
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Navigating the mortgage world with Teresa was my "easy button". She guided me every step of the way offering creative ideas that best suited my mortgage needs. She is hardworking, timely, and caring. I loved my home buying experience!
Reply from Owner
October 6th, 2024 12:00 AM
Thank you for your kind words, Michelle! So glad our team could help. Congrats on your new home!
Teresa always does an excellent job for my clients! She offers Gold Star service each and every time!
Reply from Teresa Schmitt
March 3rd, 2026 05:48 PM
Deb, thank you for those kind words! I'm so pleased to hear that you've consistently had a positive experience with my services. Providing quality service to your clients is truly important to me. Thank you for your trust in me and my FirstBank...
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Teresa was great to work with!
Reply from Teresa Schmitt
February 27th, 2026 02:46 PM
It's great to hear that you found it enjoyable to work with me and my FirstBank team, Pate. Your positive feedback means a lot. If you have any future mortgage needs or questions, I'm here to help. Thank you for trusting me and FirstBank Mortgage...
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Very responsive, great communication skills. Will recommend to my friends.
Reply from Teresa Schmitt
February 23rd, 2026 09:40 PM
Alex, your feedback on my communication is truly valued, and I'm glad to hear that you found my responsiveness helpful. Thank you for your willingness to recommend me to your friends. It sure was a pleasure assisting with financing the home...
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Teresa Schmitt has received a review with 5 star rating from Alex P
Reply from Teresa Schmitt
April 10th, 2026 06:31 PM
Alex, thank you for your 5 star feedback. Knowing that I could support you during your mortgage process is truly meaningful. Thank you for choosing me and my FirstBank Mortgage team. We are here and ready to serve you in any future mortgage...
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Teresa and her Team are professionals. Always a great experience.
Reply from Teresa Schmitt
February 20th, 2026 07:06 PM
Thank you, Jarrod, for your kind words. I'm pleased to know that you had a great experience with my team and me during the process. Your feedback is important, and it motivates us to maintain our professional standards. If there's anything...
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About
Teresa Schmitt and FirstBank Mortgage’s core purpose is to help others get to a better place. That better place may be getting out of an apartment complex and into a home with a fenced-in backyard. That better place may be buying a home in a zip code that ensures a quality education. That better place may be a home that will serve as the backdrop for family memories for generations to come. Each day, we proudly strive to honor our purpose and the people who put their trust in us.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
1099 Income Loans
Specialities
VA Loans
Conventional Loans, Home Possible, Home Ready, Grant Products,
Conforming and Non-Conforming (Jumbo)Loans
USDA/Rural Housing Loans, FHA Loans, AHFA First Step and Step Up
FirstBank 100%, FirstBank First Start, FirstBank Better Future, FirstBank Better Affordable
Conventional, VA, FHA, USDA, AHFA Step-Up/First Step, Home Possible, Home Ready,
FirstBank DPA-Borrower Benefit, Borrow Smart Grant Funds, FB First Start, FB BetterAffordable,
FB BetterFuture 100% AMI, and more...
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Positions
- FirstBank Mortgage - Mortgage Loan OfficerJun 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 470438
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS # 472433