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Tammy Wilt - Senior Mortgage Banker in Charlottesville, VA

Tammy Wilt

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Senior Mortgage Banker

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“I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
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5 Star
98%
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2%
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Reviews from Web
  • SFTP
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    Zach K
    Waynesboro, VA
    Posted on May 25th, 2026 10:52 PM
    Tammy you made the process super simple and were able to be flexable with us. I greatly appreciate that!
    Reply from Tammy Wilt
    May 26th, 2026 12:09 PM
    Zach, Thank you for kind words. It was a pleasure working with you. My number one priority to to help keep things simple and as stress-free as I can. Thank you for trusting my team with your mortgage financing.
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    Lyle K
    Durham, NC
    Posted on May 24th, 2026 02:04 PM
    Tammy and her team were incredibly informative and provided me with tons of information as a new homebuyer. She was incredibly helpful throughout the whole process and settled my nerves with weekly updates and prompt replies to my questions....
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    Reply from Tammy Wilt
    May 24th, 2026 06:29 PM
    Lyle, Thank you for trusting us with the purchase of your first home. Working with first time homebuyers, is the favorite part of my day. Thank you for leaving such a kind review.
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    Timothy R
    Fairfax, VA
    Posted on May 20th, 2026 02:28 PM
    Taylor and I are very lucky to work with you again for our mortgage loan. It was your overall professionalism, knowledge, kindess and overall genuine personality that brought us back to Gray Fox. No matter the question, time of day or even...
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    Reply from Tammy Wilt
    May 24th, 2026 06:30 PM
    Tim, Thank you for including me in your and Taylor's transition back to Virginia. It means so much that you reached out for help with your mortgage. I appreciate the warm review.
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    Brian B
    Crozet, VA
    Posted on May 19th, 2026 10:03 AM
    Timely communication
    Reply from Tammy Wilt
    May 19th, 2026 01:05 PM
    Brian, Thank you for the review. I'm glad my communication during the process was helpful.
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    S
    Suzanne W
    Charlottesville, VA
    Posted on May 19th, 2026 03:42 AM
    Tammy clearly explained the process, kept us informed, and was very responsive when we had questions.
    Reply from Tammy Wilt
    May 19th, 2026 01:04 PM
    Suzanne, thank you for sharing your experience. I'm glad I could provide clear explanations and keep you informed throughout the process. My goal is to be as transparent and make the process as easy as possible.
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    Kaitlyn E
    Ruckersville, VA
    Posted on May 17th, 2026 03:04 PM
    We loved how quick your responses were and your guidance throughout
    Reply from Tammy Wilt
    May 18th, 2026 12:28 PM
    Kaitlyn, Thank you for taking the time to write the review. I'm glad you found the guidance and timeliness of your questions helpful!
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    Jeremy B
    Louisa, VA
    Posted on May 17th, 2026 12:08 PM
    It was great
    Reply from Tammy Wilt
    May 18th, 2026 12:29 PM
    Jeremy, Thanks for trusting us with your mortgage financing. I'm glad the experience was great!
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    A
    Adam W
    Charlottesville, VA
    Posted on May 16th, 2026 12:42 PM
    Tammy made the entire process (reasonably) painless and provided video explanations at each step. She also maintained excellent contact during weekly check-ins.
    Reply from Tammy Wilt
    May 18th, 2026 12:30 PM
    Adam, Thank you for taking the time to review. I do try to make the process as reasonable painless as possible and that the communication met your needs.
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    Dominique K
    Free Union, VA
    Posted on May 10th, 2026 12:50 PM
    Working with Tammy was a fantastic experience. Tammy provided clear and insightful information about our mortgage options, carefully guided us through the process, was available to answer any and all mortgage-related questions, and always responded...
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    Reply from Tammy Wilt
    May 11th, 2026 12:22 PM
    Dominique, Thank you for the great review! It was a pleasure working with you. I appreciated your trust with the financing of your new home.
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    Joseph D
    Rhoadesville, VA
    Posted on May 6th, 2026 02:05 PM
    The online document system requires updating to function properly. I submitted several required documents multiple times.
    Reply from Tammy Wilt
    May 7th, 2026 12:02 PM
    Joseph, Thank you for the feedback. I am having my IT team look into it. It was a pleasure working with you.
  • 21–30 of 356
    About
    “I truly enjoy helping clients understand the mortgage process and helping them choose the loan that best suits their needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Residential mortgage loans for purchase, refinance and renovation
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    Positions
    • Atlantic Bay Mortgage - Sr Mortgage Banker
      Dec 1, 2019 - Current
    Memberships
    • CAAR
    • Women's Council of Realtors
    • CAAR Foundation

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 195702
    • Licensed in NC & VA
    Hobbies
    • Running, reading, hiking, finding new breweries, spending time with family and friends
    Disclaimer
    The GF Disclaimer: Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive Charlottesville, VA 22903.