

Tammy Haefs
Branch Manager/NMLS#1209813


Eastern Gateway Community College
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tammy did a great job. Was so much help and was always available to any our questions. We loved working with Tammy!!
Reply from Tammy Haefs
November 17th, 2025 05:17 PM
I appreciate your kind words and am glad I could be of help throughout the process. It was a pleasure working with you, Nikole, and I'm grateful for your feedback.
Tammy is patient, thorough, and answers questions in a timely manner.
Reply from Tammy Haefs
November 17th, 2025 05:18 PM
It's nice to hear that you appreciated my patience and thoroughness. I aim to provide timely responses to all questions to ensure a smooth process. Thank you, Renae, for your kind words.
Tammy. She made us feel comfortable by keeping us informed and providing us with all the needed information, to allow us to maneuver this unstable and unpredictable market. Her experience in the industry allowed us to feel her responses to...
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Reply from Tammy Haefs
October 7th, 2025 01:45 AM
Your feedback means a lot to me. I’m pleased to hear that my efforts to keep you informed and comfortable were helpful during this unpredictable market. It’s rewarding to know that my experience contributed to your confidence in making the...
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Tammy was amazing to work with!!!! From the very beginning of the process she made everything so easy. We have bought homes previously and this experience was hands down THE BEST!! I would HIGHLY recommend her to anyone looking to start the...
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Reply from Tammy Haefs
October 3rd, 2025 03:32 PM
I'm really pleased to hear that your experience was excellent! It's fantastic to know that you found the process easy, especially since you've been through home buying before. Your recommendation means a lot to me. Thank you for choosing to...
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Tammy was always communicating information and keeping both sides of transaction informed. Excellent choice for lender. The property was in Columbus Mt and her office is somewhere else in the state
Reply from Owner
January 9th, 2026 10:13 AM
Thank you so much for the kind words!It was a pleasure to help with the transaction in Columbus, MT. Even though my office is based in Livingston, I’m committed to helping my clients no matter the location. I truly appreciate your recommendation!...
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Tammy was always communicating information and keeping both sides of transaction informed
Reply from Tammy Haefs
October 2nd, 2025 08:54 PM
I'm pleased that my communication efforts helped keep everyone informed throughout the transaction. It was a pleasure assisting you, Trina, and I appreciate your thoughtful feedback.
Great communication
Reply from Tammy Haefs
October 2nd, 2025 04:16 PM
It's great to know that you appreciated the communication. I enjoyed working with you, Joe, and I'm grateful for your feedback. I look forward to working with you again!
Tammy went over and beyond to help us get our dream home! She was very communicative, walked us through the process and always had our best interests in mind. I would highly recommend!
Reply from Tammy Haefs
October 2nd, 2025 04:18 PM
It means a lot to hear that you felt well-supported throughout your journey to getting your dream home. It was wonderful getting to know you and John! Your recommendation is truly appreciated, Donna.
Tammy knows the mortgage world and the local market in Livingston. She is a great communicator.
Reply from Tammy Haefs
October 1st, 2025 07:38 PM
I'm pleased to know that my expertise in the mortgage world and local market in Livingston was valuable to you. Communication is something I strive to keep clear and effective, so I'm glad it made a difference for you. Thank you for your kind...
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Personal attention by Tammy to sort out complex issues. Tammy was our advocate at every step. Trusted her advice completely to finish the process.
Reply from Tammy Haefs
September 10th, 2025 08:54 PM
It's gratifying to know that my personal attention and advocacy made a difference in navigating the complex issues you faced. Earning your trust and guiding you through each step was important to me. Thank you for sharing your experience, Aimee....
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About
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients achieve homeownership and financial goals. In her free time, Tammy enjoys gardening and pottery, a hobby she turned into a home studio practice, finding peace and presence in shaping clay. Tammy is married to Hal, a Livingston native, and together they’ve raised four boys—Levi, Riker, Reese, and Cooper—amidst the beauty of their community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Mortgage Loan
Home Equity Line of Credit
Home Purchase
Refinance Loans
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Education
- Eastern Gateway Community CollegeAccounting and Business/ManagementAssociate's Degree

Positions
- Bank of the Rockies - Senior Real Estate Loan OfficerNov 10th, 2010 - Mar 20th, 2024
Memberships
- Livingston Rotary Club
- Leadership 49
- Boy Mom Club!
Addresses and Serving Areas
Primary Serving Area
Year Started
2024
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS
Awards
Montana Top Loan O...
Achievements
- Achieved high customer satisfaction rating by consistently following up with clients and leads.
- Built client trust by advising on complex loan structures, leading to securing high-value loans.
Hobbies
- Pottery
- Gardening
- Home improvements
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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