

Tammy Haefs
Branch Manager/NMLS#1209813


Eastern Gateway Community College
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
More communication up front so we'd know what to expect. I realize it wasn't totally your fault.
Reply from Tammy Haefs
July 31st, 2026 04:15 PM
Thank you for sharing your thoughts, Sharon. I appreciate your understanding and will certainly take your feedback on board to enhance communication in the future. If there's anything else you'd like to discuss, please feel free to reach out...
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She was able to navigate a new provider in the time frame we
Reply from Tammy Haefs
July 27th, 2026 04:01 PM
Thank you for sharing your experience, Mark. I'm pleased we were able to meet the closing date!
Tammy was great to work with!
Reply from Tammy Haefs
July 27th, 2026 04:02 PM
I'm pleased to hear that you enjoyed working with me, Patrick. Thank you for your kind words!
Tammy did a wonderful job walking us to the finish line! When I became overwhelmed, she followed Through with lots of reassurance! would recommend her to everyone!
Reply from Tammy Haefs
July 16th, 2026 05:35 PM
Sean, I'm pleased to know that I could provide the reassurance you needed throughout the process. It was great working with you, and I appreciate your recommendation!
Tammy was very helpful and professional thru out the whole reverse mortgage process with advice and communication and highly recommend her Les Mathson
Reply from Tammy Haefs
July 6th, 2026 03:31 PM
Thank you, Les, for your kind words. I'm pleased to know that you found my assistance helpful and professional throughout the reverse mortgage process. Your recommendation is greatly appreciated!
Excellent service
Reply from Tammy Haefs
June 29th, 2026 07:39 PM
Thank you, Caitlin! I'm pleased to know you found the service excellent. Your feedback is truly appreciated.
We had an excellent experience with Tammy Haefs completing a reverse mortgage on our home. Tammy's experience was invaluable in navigating all of the steps (and there were MANY) toward completion of the process. I would highly recommend her...
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Reply from Owner
June 29th, 2026 07:40 PM
I'm pleased to know that you had an excellent experience with your reverse mortgage process, Donald. Your recommendation means a lot, and I'm grateful for the opportunity to assist you through each step. Thank you for choosing my services and...
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Tammy was great at communicating with us every step of the way. The process was littered with landmines (due to outside forces) and Tammy was there to help navigate through all of these. She kept in touch, kept the process moving and answered...
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Reply from Tammy Haefs
June 16th, 2026 04:24 PM
I'm pleased to know that my communication and support made a difference, Donald. Navigating through challenges is never easy, and I'm glad I could help guide you through the process. Thank you for your kind words and trust in me.
All's well that ends
Reply from Tammy Haefs
June 7th, 2026 11:37 PM
Sharon, I'm glad things turned out well in the end. If there's anything further you'd like to discuss, please feel free to reach out to me directly.
Tammy has a lot of experience . She makes things happen she is great at communicating an very helpful. I was a first time home buyer and she made the process smooth and easy. I would recommend her to anyone.
Reply from Tammy Haefs
May 15th, 2026 04:19 PM
Thank you, Jesse, for your kind words. I'm glad I could help make your first home buying experience smooth and easy. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you.
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About
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients achieve homeownership and financial goals. In her free time, Tammy enjoys gardening and pottery, a hobby she turned into a home studio practice, finding peace and presence in shaping clay. Tammy is married to Hal, a Livingston native, and together they’ve raised four boys—Levi, Riker, Reese, and Cooper—amidst the beauty of their community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Mortgage Loan
Home Equity Line of Credit
Home Purchase
Refinance Loans
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Education
- Eastern Gateway Community CollegeAccounting and Business/ManagementAssociate's Degree

Positions
- Bank of the Rockies - Senior Real Estate Loan OfficerNov 10th, 2010 - Mar 20th, 2024
Memberships
- Livingston Rotary Club
- Leadership 49
- Boy Mom Club!
Addresses and Serving Areas
Primary Serving Area
Year Started
2024
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS
Awards
Montana Top Loan O...
Achievements
- Achieved high customer satisfaction rating by consistently following up with clients and leads.
- Built client trust by advising on complex loan structures, leading to securing high-value loans.
Hobbies
- Pottery
- Gardening
- Home improvements
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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