

Tammy Haefs
Branch Manager/NMLS#1209813


Eastern Gateway Community College
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tammy is the best!!
She did everything we expected and significantly more
I would recommend her to everyone trying to buy a house. She took care of us in special way.
Reply from Tammy Haefs
December 16th, 2025 07:00 PM
Justin, your words mean a lot to me. I'm really pleased to hear that I could meet and exceed your expectations. Thank you for your recommendation, and I’m glad I could support you in a meaningful way during your home buying journey. If you...
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Tammy worked hard to find the best loan for us and make sure everything was done in a timely manner. She was very knowledgeable and a pleasure to work with. We are so appreciative of her !
Reply from Tammy Haefs
December 16th, 2025 07:00 PM
It’s rewarding to hear that you appreciated the effort I put into finding the best loan for you and ensuring everything was completed promptly. Your kind words about my knowledge and approach mean a lot to me. Thank you for your appreciation,...
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Tammy worked hard to get my client's transaction to close on the closing date! She stepped in for another lender and did an outstanding job! Thanks, Tammy. Merry Christmas, Gidget Sannar, Esper Ranches ~ Montana Real Estate Company
Reply from Tammy Haefs
December 12th, 2025 04:44 PM
I appreciate your kind words and thank you for trusting me with your client's transaction. I'm glad I could assist in ensuring everything closed on time. Wishing you a Merry Christmas as well, Gidget!
Halfway through the loan process we had to switch loan officers and Tammy made it as seamless as anyone could have expected
Reply from Tammy Haefs
December 12th, 2025 04:21 PM
I'm glad that I could help make the transition smooth for you during the loan process. Your experience is important to me, and I'm pleased to know that everything went as expected despite the change. Thank you for sharing your thoughts, Ethan....
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Tammy was very responsive and helpful with educating us in the first time home buyer process . She made she to keep our properties in focus and get us the product We needed
Reply from Tammy Haefs
December 5th, 2025 04:59 PM
It's great to know that you found my responsiveness and assistance valuable during your first-time home-buying journey. Ensuring that the right options are in focus is always my priority. Thank you for sharing your experience, Victoria.
Excellent communication between buyers and agent, keeping everyone updated. Fast turnaround times. Yeats of experience that are evident during transactions.
Reply from Tammy Haefs
November 26th, 2025 12:21 AM
It's great to hear that you appreciated the communication and speedy process. I aim to leverage my years of experience to ensure everything goes smoothly for everyone involved. Thank you for your feedback, Chip!.
She was responsive to our emails with questions and concerns. She is friendly, approachable and knowledgeable about her job. As first time home owners, we were nervous, not knowledgeable etc... and thru the process she was compassionate, concerned...
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Reply from Tammy Haefs
November 25th, 2025 07:55 PM
It’s wonderful to hear that you felt supported throughout your home-buying journey. I understand how daunting the process can be for first-time homeowners, and I’m glad I could assist by addressing your questions and concerns. Your kind words...
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Tammy Haefs has received a review with 5 star rating from Nicholas J R C
Reply from Owner
November 25th, 2025 02:29 AM
Thank you so much for the high rating, Nic. I truly appreciate it.
Another great transaction! Thank you!!
Reply from Tammy Haefs
November 25th, 2025 07:56 PM
I appreciate the kind words and I'm glad to hear that the transaction went smoothly for you, Nic. Thank you for your feedback and for choosing me to assist you again!
Working with Tammy was great and very informative, she took the time to explain how everything that is involved in the process works which was very helpful.
Reply from Tammy Haefs
November 17th, 2025 05:17 PM
I appreciate your feedback, Max. It's encouraging to know that you found the process informative and that my explanations were helpful. It was a pleasure working with you, and I’m grateful for your kind words.
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About
Tammy, a Montana native and longtime Livingston resident, brings over 26 years of banking and lending experience, with two decades in home lending. She’s excited to be part of the Synergy One team, using her local expertise to help clients achieve homeownership and financial goals. In her free time, Tammy enjoys gardening and pottery, a hobby she turned into a home studio practice, finding peace and presence in shaping clay. Tammy is married to Hal, a Livingston native, and together they’ve raised four boys—Levi, Riker, Reese, and Cooper—amidst the beauty of their community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Mortgage Loan
Home Equity Line of Credit
Home Purchase
Refinance Loans
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Education
- Eastern Gateway Community CollegeAccounting and Business/ManagementAssociate's Degree

Positions
- Bank of the Rockies - Senior Real Estate Loan OfficerNov 10th, 2010 - Mar 20th, 2024
Memberships
- Livingston Rotary Club
- Leadership 49
- Boy Mom Club!
Addresses and Serving Areas
Primary Serving Area
Year Started
2024
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS
Awards
Montana Top Loan O...
Achievements
- Achieved high customer satisfaction rating by consistently following up with clients and leads.
- Built client trust by advising on complex loan structures, leading to securing high-value loans.
Hobbies
- Pottery
- Gardening
- Home improvements
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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