

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Susan was professional and highly efficient in her assistance closing on my first home. Her and the team facilitated a healthy experience. I would encourage others to work with Susan, as she is honest, knowledgeable, and one of the best at...
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Susan and her team at Elemental Funding provided a flawless, organized, and stress free first time home buyer experience. I had been warned by friends and family that the loan process is brutal, and to expect the worse. I never went through...
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This was the 3rd time working with Susie and her team, and yet again we had a wonderful experience!! They are so great about giving you the advice that you need and keeping an eye out for you, they really do have your best interest at heart...
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We were able to close 10 days early thanks to Susie and her staff.
Ease of document submission and approval
The team helped us overcome an obstacle that was neither their fault or ours. They also made our closing stress free. I would recommend them to family and friends! Thank you for all that you do!
Very pleasant staff, all willing and able to answer or numerous questions and help guide us through the whole home buying process. Susie was absolutely wonderful!
Susan was instrumental in the purchase of our first home. We cannot recommend her enough!!
Susie Carlton & Mona Soulon are top notch professionals and human beings. Communication is extremely important and they kept us "in the loop" at all times. This is the second time we have used the team for our mortgage needs and could not be...
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Dealing with Susie and Mona was an absolute pleasure. They worked very hard to get us the best rate. They were diligent, prompt and easily accesible. I would highly recommend them to anyone who is thinking of buying a home, and look forward...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.