

Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354


Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Mona
I was not given accurate information regarding property taxes and total monthly payment. What I was told varied by about $300/month more than quoted. When questioned about it, I wasn't given an explanation as to what happened other than they...
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Just an amazing stuff. They made the whole process so smooth. Thanks everyone.
Susie was extremely knowledgeable and accessible, answering - and even anticipating- every question we had. Great experience !
Susie and her team at Element Funding were amazing! They kept us informed through the entire home buying process, their communication was prompt and efficient and all with wonderful and warm service. We definitely had many questions along the...
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Susie in the consummate professional and extraordinarily knowledgeable about not only the mortgage process, but the real estate market in Central Florida. She’s is such a pleasure to work with. I love having someone on my team that just gets...
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I had a fantastic experience with Susie and her team. They were very thorough, responsive, efficient, and pleasant to work with. Highly recommend and would use again.
Suzie and Mona kept my husband and I very informed of the entire process of our mortgage loan. They’re friendly and really fun to work with. I highly recommend them.
Our journey was guided by a professional, friendly, approachable, knowledgeable team. Susie & Team was always available for "any" questions that we had. We were educated to the financial process of buying a home. We now have our "Own Home"Thanks...
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Susie and her team were just amazing ! They were so kind and patient with me and my mom. Susie took the time to make sure all our needs and questions were answered and helped us through step by step. They went over and beyond to make sure the...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)

Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.