Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354
Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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Susie was very nice and communicative since Day 1, was there to hop on Teams calls and texts to help break down different types of loans and overall questions, and comparisons of different home costs. Her team was also great with communicating...
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Reply from Susie Carlton | Loan Originator | E...
March 30th, 2026 04:12 PM
Thanks for the wonderful review! I appreciate your kind words, Ivy. I'm glad to hear that you found my communication from the start of the process helpful. It was important to me to make sure you were comfortable and well informed. I'm also...
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Susie and her team were unbelievably easy to work with They were diligent in following up with needed info, they were incredibly kind and helpful in helping me get them what they needed I never felt that they didn't have my best interest from...
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Reply from Susie Carlton | Loan Originator | E...
March 23rd, 2026 05:52 PM
Brian, thank you so much for the great review! I'm very glad to hear that you found the process went smooth for you! Your feedback about the ease of working together is much appreciated. Thank you for trusting my team and me at Element Home...
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We are relocating to South Florida for a job opportunity. Having used Susie's team previously for our current home she was the first person we reached out to for a referral and were excited to find out that she could also help with lending...
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Reply from Susie Carlton | Loan Originator | E...
March 23rd, 2026 02:36 PM
Kathleen, I'm so excited for you and your family and your relocation to South Florida, and I'm pleased that I could assist you once again with your home financing needs. Thank you for trusting me with this important transition, and I hope you...
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Thanks for the positive experience
Reply from Susie Carlton | Loan Originator | E...
March 20th, 2026 01:06 PM
Amy, I'm pleased to hear that your experience was positive. It was a pleasure working with you again, and I so appreciate your repeat business! If you ever need assistance in the future, please feel free to reach out. Thanks for the 5 star...
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Susie and team was a pleasure to work with! She is professional, organized, and made the entire process feel easy. I highly recommend her services.
Reply from Susie Carlton | Loan Originator | E...
March 17th, 2026 06:43 PM
Ramon, I'm glad you found the process easy while working with us! Thank you for your great review and recommendation. If you and your clients ever need assistance in the future, I’m here to help!
Susie was excellent from start to finish. She provided great service and kept me informed on their progress throughout the entire transaction. I would highly recommed using Susie's services to help you with all of your mortgage needs.
Reply from Susie Carlton | Loan Originator | E...
March 4th, 2026 01:54 PM
Thank you, Sean, for your great review! I'm glad to hear that the service met your expectations and that you felt informed throughout. You are a true professional and I hope to have the opportunity to work with your future buyers! Your recommendation...
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Susie and her team were amazing. From the preparation prior to applying for a loan, to working with the real estate agents, to ensuring that we were informed and in lockstep at every step of the way. We didn't even tell Susie that we were thinking...
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Reply from Susie Carlton | Loan Originator | E...
February 18th, 2026 02:01 PM
Ted, thank you so much for taking the time and giving us this great review! I'm so glad to hear that the process was smooth and efficient for you and Alex. It was a pleasure working with you and I'm so excited that you have a home to come to...
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Susie was very helpful and knowledgeable concerning the financing of our loan. Mona was a gem in helping me send my documents online. Very pleasant, very helpful. You all made the process a very pleasant experience. My husband and I appreciate...
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Reply from Susie Carlton | Loan Originator | E...
February 17th, 2026 02:59 PM
Don, thank you for the wonderful review! I'm really pleased to hear that you found the process of securing your loan to be a pleasant experience!. It was great working with you both, and I'm very thankful for Mona, who is so wonderful at assisting....
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Timely and thorough!
Reply from Susie Carlton | Loan Originator | E...
February 16th, 2026 06:50 PM
I appreciate your feedback! It's great to know the process went smoothly for you. It was a pleasure working with you and Ted and Alex on their home purchase.
Susie and her team were truly amazing! From the beginning to the end everything was smooth and seamless.
Reply from Susie Carlton | Loan Originator | E...
February 11th, 2026 03:59 PM
Thank you very much for sharing your experience, Sasha. I'm pleased to hear that you felt everything went smoothly and seamlessly for you throughout the process. It was a pleasure working with you and I loved meeting you at the closing! If...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)
Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.