Susie Carlton at Element Home Loans
Sales Manager/Loan Originator | NMLS# 344354
Miami University
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of... Show More
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I loved how responsive, respectful, and generous Susie and her team were. We felt like they took care of us through the entire process.
Reply from Susie Carlton at Element Home Loans
July 28th, 2026 02:57 PM
Thank you so much for the wonderful review! I'm pleased to hear that you felt well taken care of during the process. Your kind words about our responsiveness and respect mean a lot to me!
As a first time homebuyer, we were intimidated with the involved, and sometimes daunting, process of purchasing a home. The details can add up quickly and easily become overwhelming. Susie was able to consistently assure us we were in the best...
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Reply from Susie Carlton at Element Home Loans
July 28th, 2026 02:59 PM
Wow Shannon, thank you for this wonderful review! I'm truly grateful for your kind words and recommendation. It's wonderful to know that I could help ease the stress of buying your first home and provide you and Perry with the confidence needed...
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Suzie was fantastic to work with, the whole process was very easy for us.
Reply from Susie Carlton | Loan Originator | E...
July 27th, 2026 01:13 PM
Victoria, I'm glad to hear that you found the process easy and enjoyable. It was a pleasure working with you, and thank you for sharing your positive experience with Element Home Loans. I hope you and your family are getting settled in your...
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Every time I work Carlt an amazing experience. It always delivers and makes me look like a rockstar with my clients.
Reply from Susie Carlton | Loan Originator | E...
July 27th, 2026 01:15 PM
David, thank you for always being my greatest cheerleader and for all of your support. Your professionalism is incredible and I always love working with you and your clients!
Our experience moving from PA to FL was made much smoother thanks to Susie. She ensured everything came together on time and that we secured the best possible loan. Transparent, attentive to our needs, and incredibly quick to respond to our...
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Reply from Susie Carlton | Loan Originator | E...
July 27th, 2026 01:16 PM
Yamile, I'm so pleased to hear that I could assist in making your move from PA to FL smoother. You and Gianni were wonderful to work with! Managing everything remotely can be challenging, and I'm glad that my teams efforts helped ensure a seamless...
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The home-buying process itself was a headache at times, but it was made so much easier thanks to the incredible people who guided us through it.Susie Carlton, in particular, was absolutely outstanding. Her hard work, responsiveness, and transparency...
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Reply from Susie Carlton | Loan Originator | E...
July 1st, 2026 12:49 PM
Kenrick, I'm grateful for your kind words and for sharing your experience with the home-buying process. It's wonderful to hear that my efforts, along with Mona and Jade's support, made a positive impact during your journey. Thank you for trusting...
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Susie and her team kept us on track thru the morgage aquiring process. I felt like I was in good hands with stewardship and integrity in hand. As a first time buyer the process was thought to be complex and intimidating; Susie and her team...
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Reply from Susie Carlton | Loan Originator | E...
June 26th, 2026 01:17 PM
David, I'm grateful for your kind words and so pleased to hear that you felt well-supported throughout the mortgage process. It's important to me that first-time buyers feel confident and at ease, and I'm glad we could make the experience smooth...
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Susie is the best! Always delivers and makes me look like a rock star with my clients. There is no need for me to work with any other lender
Reply from Susie Carlton | Loan Originator | E...
June 23rd, 2026 03:34 PM
Awe, this is the best review ever! Thank you so much, David. You are always so amazing to work with and such a strong supporter of me and my team! Appreciate you so much!
I had worked with Sue Carlton in purchasing a home about 5 years ago. When it came time to purchase a new home I knew i wanted to work with Susie and her team again. She was great, helping work through some difficulties with the timing between...
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Reply from Susie Carlton | Loan Originator | E...
June 8th, 2026 03:21 PM
Jay, I appreciate your trust in choosing to work with me and my team again for your new home purchase! I appreciate the great review of me and my team and am so happy we were able to navigate the timing challenges between the closings. I loved...
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Susie was a pleasure to work with 😊 hope to do more business with you soon! Thanks again!
Reply from Susie Carlton | Loan Originator | E...
June 2nd, 2026 06:23 PM
Sean, I appreciate your great review and am happy to hear that you enjoyed working with me and my team. I look forward to the possibility of doing more business together soon! Know that I'm here for you and any of your buyers that I can assist!...
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About
Susie Carlton has been a trusted Mortgage Loan Originator in Central Florida since 1992, helping thousands of clients fulfill their dream of homeownership. Her dedication to providing exceptional service, combined with her deep knowledge of finance, makes the home financing process smooth and stress-free.
With expertise in a wide range of loan products, Susie tailors the right solution to each client’s unique needs, earning her a reputation as one of the most respected professionals in the industry.
Throughout her career, Susie has received numerous awards for top sales performance and leadership, and consistently earns 5-star reviews from her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Longwood, FL
Winter Park, FL
Clermont, FL
Winter Garden, FL
Windermere, FL
Florida
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Education
- Miami UniversityArt/Art StudiesBachelor of Fine Arts (BFA)
Positions
- Element - Loan Originator and PartnerApr 1st, 2008 - Current
Memberships
- Florida Executive Women
- Rotary Club of College Park
- Mortgage Coach
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 344354
Achievements
- Elite Circle 2017
- Elite Circle 2018
- Elite Cirle 2019
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Hobbies
- Golf
- Travel
- Acrylic Painting
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Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.