Stewart Hoyer
Home State Bank
With over 20 years of personal mortgage lending experience, an inhouse team of processing, underwriting and management as well as the backing of over 100 years of experience of Home State Bank, we have what it takes to help.
I am a lifelon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Stewert was a fantastic experience! Him and his team were professional, responsive, and made the entire home loan process smooth and stress-free. Highly recommend!
Reply from Stewart Hoyer
November 12th, 2025 06:06 PM
Ivy,
Not sure if my last reply went through so I want to say thank for allowing me to help you through this process again. I hope you make wonderful memories in your new home!
thanks
Every question I had was answered in very quickly and explained very thoroughly.
Reply from Stewart Hoyer
November 12th, 2025 06:05 PM
Gaven,
Thank you for the great review! I appreciate that. It was great helping you through the home buying process along with Jordy. I wish you many years of happiness in your new home.
Stewart made this whole daunting process seem easy. He broke down things to make it easy to understand and was there to help through the whole process.
Reply from Stewart Hoyer
November 7th, 2025 02:45 PM
Morgan,
Thank you for the wonderful reveiw. I am so happy for both of you and wish you many years of happiness in your home!
help me get my home
Reply from Stewart Hoyer
October 14th, 2025 04:54 PM
Salvador,
Thank you for the great review! If I can help in any way, let me know.
thanks
Stewart was sooo supportive and great at helping us as none technical people
Reply from Stewart Hoyer
October 1st, 2025 01:47 PM
Thank you very much for allowing me to help you through the process again buying a home. I wish you both great happiness in your new home! thank you again
Very informative and responsive.
Reply from Stewart Hoyer
August 25th, 2025 02:48 PM
Ariana,
Thank you for the great review! It was a pleasure helping you through the process. I wish you both many years of happiness in your new home. If I can ever help in any way, please let me know.
thanks
Communication was key.
Reply from Stewart Hoyer
August 22nd, 2025 06:09 PM
James and Nan, Thank you for the good review. I want to thank you both for the opportunity to help you with your mortgage financing. I look forward to meeting up with you at some point. If I can ever help in any way, let me know.
thanks
Clearer communication about first time home buyer grant being income based and not for just first time home buyers, including my income range. Was kinda blind sided by not getting the grant and then having to come up with a lot of money for...
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Reply from Stewart Hoyer
August 21st, 2025 10:34 AM
Krystal, I am truly sorry if I wasn't clear when we first met regarding the DPP grant funds and how it is income based. I when submitting your income documents to them to review, they calculated your income differently than I expected and it...
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Awesome communication from the whole team. Very reassuring and calming in what could be a stressful time. A great experience and would highly recommend 👌
Reply from Stewart Hoyer
July 31st, 2025 01:21 PM
Roxanne,thank you so much for the great review. So sorry I could not make your closing yesterday. I always try to do so, but couldn't make it due to being out of state. I wish you many years of happiness in your new home. If I can ever help...
read more
Stewart is very kind and compassionate. He walked me through all my concerns.
Reply from Stewart Hoyer
July 31st, 2025 01:24 PM
Nancy,
Thank you so much for great review! I appreciate that. Anytime I can help with anything, let me know
21–30 of 63
About
With over 20 years of personal mortgage lending experience, an inhouse team of processing, underwriting and management as well as the backing of over 100 years of experience of Home State Bank, we have what it takes to help.
I am a lifelong resident of Wisconsin and along with my Midwest values, communication throughout the loan process, listening to your needs, and always doing what is in the best interest of those I am working are the cornerstone principals of my business.
Our footprint may be here in the Midwest, but we have the ability to help those seeking a mortgage in most states. If we can help in any way, please reach out to me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
WHEDA
USDA
DPP Grant Funds
Purchase Loans
Refinance Loans
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Positions
- Home State Bank - Mortgage Loan OfficerJan 1st, 2024 - Current
Memberships
- Mortgage Bankers Association
- RANW
- RANW, Fox Cities Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #290202
Gallery
Hobbies
- Beach Walking
- Live Music
- Golf, beach walking, live music
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Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.