Stewart Hoyer
Home State Bank
With over 20 years of personal mortgage lending experience, an inhouse team of processing, underwriting and management as well as the backing of over 100 years of experience of Home State Bank, we have what it takes to help.
I am a lifelon... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stewart made every step simple and easy for us to accomplish. Made everything very smooth.
Reply from Stewart Hoyer
May 26th, 2026 01:28 PM
Thank you for the opportunity to help you through the process. I wish you many years of happiness in your new home! As I can help you in any way, let me know.
thanks
Stewart was and is the best communicator we've had as a lender. He truly cares about what was best for our family.
Reply from Stewart Hoyer
May 26th, 2026 01:29 PM
Skylar and Ashley,
thank you both so much for the opportunity to help. I think the family is going to love the new house and I wish you many years of happiness there. Again, thank you as always for the oppotunity to help!
Stewart was very easy to connect with and flexible for my crazy schedule. Answered any questions I had during my first time home buying. He was very pleasant to work with!
Reply from Stewart Hoyer
May 26th, 2026 01:30 PM
Harli,
I am very sorry for the delay in responding. I hope all is going well in your new home! I wish you many years of happiness. When I can help in any way, let me know.
thanks
Stewart is fantastic to work with. He made sure we understood what was happening throughout our home buying process and was always on top of things. Got us from pre-approval through closing with no real stress on the mortgage side.
Reply from Stewart Hoyer
April 27th, 2026 04:51 PM
Thank you for the wonderful review! I greatly appreciate the opportunity to help you through the process. I hope you all have many years of happiness in the new house. I am sure you will!
Thank you for all your help!
Reply from Stewart Hoyer
April 6th, 2026 03:10 PM
Ashley and Peter,Thank you again for the opportunity to help you through this process. I am so excited for you both to see what you all do with your new home. I am so happy you were able to find where you wanted to be back in Bayfield. Good...
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Stewart worked around my schedule , making my time feel very valuable ! He went above and beyond answering every question I had even if it wasnt his role.
Reply from Stewart Hoyer
April 6th, 2026 03:08 PM
Aidan,
Thank you for the wonderful review! I am so excited for you! I wish you all the best with your new home. If I can ever help in any way, let me know
thank you again for the opportunity to help you.
Very easy to work with. Made the whole mortgage process a breeze.
Reply from Stewart Hoyer
April 17th, 2026 06:33 PM
Logan, I'm glad to hear that you found the mortgage process easy and smooth. Your kind words mean a lot to me, and I'm thankful for the opportunity to assist you. If you have any more questions or need further assistance, please feel free to...
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Stewart was incredibly helpful throughout the whole pre-approval through closing process. He made sure to keep me updated with any new developments and was very easy to communicate with making the whole process seem very seamless on my end!
Reply from Stewart Hoyer
March 11th, 2026 08:56 PM
Abby,Thank you so much for the wonderful review! I am so happy you found your next home so quickly and I was able to help you with that process. I hope you and Atlas have many years of enjoyment in your new home! thank you again for the opportunity...
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Stewart was available to answer questions whenever we had them and made the process less "nerve racking" for us. He has a great personality and is definitely great at what he does! We would refer anyone looking to get a home loan to him!
Reply from Stewart Hoyer
February 2nd, 2026 03:12 PM
Thank you so much for the wonderful review! You all helped make the process move along smoothly. Thank you for entrusting me to help.
The entire team was available at any point I had questions. Very knowledgeable.
Reply from Stewart Hoyer
January 13th, 2026 03:05 PM
Brandon, Thank you for the wonderful review! I wish you many years of happiness in your new home! I appreciate your willingness to help us throughout the process as we needed things. Let me know if I can help in any way at any time. Thanks...
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About
With over 20 years of personal mortgage lending experience, an inhouse team of processing, underwriting and management as well as the backing of over 100 years of experience of Home State Bank, we have what it takes to help.
I am a lifelong resident of Wisconsin and along with my Midwest values, communication throughout the loan process, listening to your needs, and always doing what is in the best interest of those I am working are the cornerstone principals of my business.
Our footprint may be here in the Midwest, but we have the ability to help those seeking a mortgage in most states. If we can help in any way, please reach out to me.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
WHEDA
USDA
DPP Grant Funds
Purchase Loans
Refinance Loans
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Positions
- Home State Bank - Mortgage Loan OfficerJan 1st, 2024 - Current
Memberships
- Mortgage Bankers Association
- RANW
- RANW, Fox Cities Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #290202
Gallery
Hobbies
- Beach Walking
- Live Music
- Golf, beach walking, live music
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Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.