

Steve Wilcox
Top Rated Mortgage Advisor

A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Working with Steve on my home refinance was an absolute pleasure from start to finish. He was not only incredibly knowledgeable and professional, but also patient, clear, and truly invested in helping me make the best financial decision for...
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Reply from Steve Wilcox
May 27th, 2025 05:08 PM
I'm thrilled to hear that your home refinance experience was so positive. It was a pleasure assisting you, and I appreciate your support over the years. Your trust means a lot!
Friendly, Fast, Professional, and gets it done.
Reply from Owner
May 5th, 2025 05:32 PM
Thank you, Mike, for your fantastic review; we're glad you had a friendly and efficient experience with us!
Love Steve and his team. So easy to work with and so quick! Would use them again and again!!
Reply from Steve Wilcox
May 2nd, 2025 05:04 PM
I'm thrilled to hear that you had such a positive experience with us, Heather. It is always a pleasure working with you, and I'm grateful for your kind words. We're here to assist you anytime you need us again!!
Working with Steve made this whole process very effortless! I am a first time homebuyer and I did not have an idea where to start and all the steps afterwards but he helped me every step of the way! Whitley is excellent and she was very helpful...
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Reply from Steve Wilcox
May 2nd, 2025 05:03 PM
I'm thrilled to hear that your homebuying journey was effortless and that I could assist you every step of the way. It's also wonderful to know that Whitley was able to help with your questions. Thank you for your recommendation, and congratulations...
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Steve and his team were AMAZING!!! They made the entire process extremely smooth and had excellent communication so we always knew exactly what was going on. Steve always makes himself available whether it's pulling numbers on houses we're...
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Reply from Steve Wilcox
May 2nd, 2025 05:03 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you throughout the process. My team and I are delighted that we could help you close early and provide the support you needed to find your dream home....
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We loved working with Steve and Whitley on our new home loan. They were easy to work with and went the extra mile for us. They always responded to our messages with our numerous questions quickly. They were very professional! We would definitely...
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Reply from Steve Wilcox
April 1st, 2025 04:45 PM
I'm thrilled to hear that you had a positive experience with our team on your new home loan. We strive to provide excellent service and are glad to know we met your expectations. Thank you for your kind words and for considering us for future...
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The Steve Wilcox team has been great to work with, we appreciate each one of you! Thanks for all your time sensitive work and making things happen within a timely matter.
Sincerely,
Zane Checketts
Reply from Steve Wilcox
March 31st, 2025 08:24 PM
I'm thrilled to hear that you had a positive experience with our team. It was our pleasure to assist you, and we appreciate your kind words and recognition of our efforts. Thank you for choosing us, and we look forward to working with you again...
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Steve and his team are so amazing to work with! I have bought 2 homes with them, and I will always use them in the future as well! He is always willing to answer any questions at any time and he really knows his stuff! They are very ontop of...
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Reply from Owner
March 14th, 2025 08:01 PM
Thank you, Allee! We're so glad to hear that you had a fantastic experience with our team during your home buying journey. Your trust means the world to us, and we look forward to assisting you again in the future!
I have worked with Steve and his team through many transactions as an agent. When it came time for me to choose a mortgage professional for my own home purchase, Steve was hands down the one for me. His team is informative, efficient, and overall...
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Reply from Owner
March 14th, 2025 08:02 PM
Thank you, Amber, for your wonderful review! We're so glad to hear that you had a great experience with our team during your home purchase. Your recommendation means the world to us, we appreciate you so much!
Amazingly professional team! Makes the home buying process simple and more enjoyable. From a first time home buyer i will use them again in the future. Could not recommend them enough!
Reply from Owner
February 7th, 2025 11:21 PM
Thank you, Jonathan! We're so glad to hear that our team made your home buying experience enjoyable and simple; we appreciate your recommendation and look forward to assisting you again in the future!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444