Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM(Open now)
Sat
8 AM to 7 PM
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Steve and his team were AMAZING!!! They made the entire process extremely smooth and had excellent communication so we always knew exactly what was going on. Steve always makes himself available whether it's pulling numbers on houses we're...
read more
Reply from Owner
May 2nd, 2025 05:03 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you throughout the process. My team and I are delighted that we could help you close early and provide the support you needed to find your dream home....
read more
Starting our home buying process was completely out of the blue. We had no idea what to expect, and while my husband had purchased a home prior this was my first experience. Steve and the rest of the team at Modern Lending could not have made...
read more
Reply from Owner
May 1st, 2025 10:18 PM
I'm thrilled to hear that your first home buying experience was smooth and that I could assist you throughout the process. It was a pleasure working with you and addressing your questions, no matter the time. I'm glad that everything came together...
read more
I cannot recommend Steve Wilcox and his team enough! From start to finish, they made the mortgage process smooth, stress-free, and incredibly efficient. Their knowledge, professionalism, and attention to detail were evident at every step.Steve...
read more
Reply from Steve Wilcox
February 13th, 2025 12:02 AM
Josh, thank you so much for your kind words and for taking the time to share your experience. It means a lot to me and my team to know that we helped make your mortgage process smooth and stress-free. We strive to treat each client's journey...
read more
This team is the greatest! They did our home loan and were so good to answer all my questions and explain everything. They were quick to respond and worked hard to find us ways to save some money. I am so grateful they were my team because...
read more
What a wonderful group of people to work with. They were quick to reply and always willing to answer my many questions. They really had our best interest in mind and did a fabulous job. If you want someone that will do a great job, at a great...
read more
Steve was truly amazing throughout the entire home-buying process! No matter the time of day, even on weekends, he was always available to answer our calls and help with any questions we had. He also secured us an incredible rate on our home...
read more
Steve was truly amazing throughout the entire home buying process! No matter the time of day, even on weekends, he was always available to answer our calls and help with any questions we had. He also secured us an incredible rate on our home...
read more
The Fulcrum team was amazing to work with. They went above and beyond what I expected to get us what we needed.
Reply from Owner
October 5th, 2026 04:25 PM
Thank you, Alana! We're so glad to hear that our team exceeded your expectations and provided the support you needed. We appreciate your kind words!
Such a great team to work with! Always kept us informed and so knowledgeable. Will come back if the need arises! Thank you!!
Reply from Owner
August 24th, 2026 03:48 PM
Thanks for putting your trust in us Veronica!! It was great working with you!
HIGHLY RECOMMEND STEVE & HIS TEAM! We had a seamless, informed experience with Fulcrum loans and will shout to the roof tops to work with them! Steve was so responsive and answered all of our questions thoroughly to make sure we understood....
read more
Reply from Owner
August 17th, 2026 08:45 PM
Thank you so much for the kind words Jessica!! We appreciate you so much and hope you enjoy your new home!
1–10 of 1690
About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
View All
Hobbies
- Mountain Biking
- Hiking
- Outdoors
View All
Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444