

Steve Wilcox
Top Rated Mortgage Advisor

A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Steve and his team are the best there is! They are so helpful I this whole process of getting a home.
Reply from Owner
February 6th, 2025 04:44 PM
Thank you, Tyler, for your kind words; we truly appreciate your feedback!
100% would recommend! If you are looking for a home loan or to refinance Steve is the best. His team will help every step of the way.
Reply from Owner
February 5th, 2025 08:00 PM
Thank you, Josh! We're grateful for your recommendation and glad to hear that our team was able to assist you throughout the process. Enjoy your beautiful new home!
100% would recommend! Very easy to work with answered all our questions and would got us the home of our dreams!
Reply from Steven Wilcox
February 13th, 2025 12:03 AM
Josh, thank you so much for your kind words! I'm thrilled to hear that you had a great experience! It was a pleasure working with you and being a part of this significant milestone in your life. If you ever have more questions or need anything...
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Absolutely smooth and flawless process! Steve and his team are very personable, knowledgeable and made the entire mortgage process easy and to be honest… pretty fun. Steve is a good man, and I trust him. Thank you Steve Wilcox Team!
Reply from Owner
February 5th, 2025 08:00 PM
Thanks for the kind words man, always happy to help!
Steve and his team recently helped us in the process of buying our new home. They made the process easy and seamless. Great team! This is our second time working with Steve and we will continue to choose him in the future.
Reply from Owner
February 5th, 2025 07:59 PM
Thank you, Whitney, for your kind words and for trusting our team again; we're so glad to hear that your home buying experience was easy and seamless!
The realtors and other office staff were extremely helpful and always timely in the way they transferred papers and documents to be reviewed and signed. If there was any waiting period we were always notified as to any reasons for the delay....
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Reply from Steve Wilcox
February 5th, 2025 05:13 PM
Vicki, thanks so much for the kind words! I really appreciate you taking the time to share your experience. We strive to make the process as smooth as possible for our clients, so it's great to hear we hit the mark for you. We’re always happy...
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Steve and Whitley’s went above and beyond our expectations. Steve and Whitley’s advice was so crucial and they helped us roadmap our plan and helped execute it to achieve our dream home. I feel like we were working with close friends not a...
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Reply from Steven Wilcox
February 5th, 2025 05:14 PM
Michael, your words truly mean the world to us. Hearing that we helped you achieve your dream home and that you felt like you were working with friends rather than a company is the highest compliment we could receive. We pour our hearts into...
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Steve is the best there is! His team did amazing and I would use them again and again.
Reply from Steven Wilcox
February 5th, 2025 05:17 PM
Wow, Tyler, thanks so much! Hearing that my team and I knocked it out of the park really makes my day. We appreciate you taking the time to share your experience, and we'd love to work with you again in the future.
The Steve Wilcox Team is AMAZING! They made buying our first house a breeze! Everyone was very informative, super kind, and extremely helpful through the whole process. I am super happy we chose to work with the Steve Wilcox Team! 10/10 would...
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Reply from Owner
January 13th, 2025 11:38 AM
Thank you so much for your wonderful words, Kennedy! It truly means a lot to us that you felt supported throughout your first home-buying journey. Our team loves making these moments special and memorable for you. If you ever have any questions...
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Steve and his team are awesome! Our loan was so fast and easy. Thank you!
Reply from Owner
January 10th, 2025 04:48 PM
Thank you for the kind words, Caleb! We're so glad to hear that you found the loan process fast and easy.
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444