Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
They were so good with us, even with itt taking a bit longer than we wanted to find a place, they were amazing.
Reply from Owner
July 7th, 2025 05:40 PM
I'm thrilled to hear that you had a positive experience, Susan. I'm glad I could assist you throughout the process, even if it took a bit longer than expected. Your satisfaction is important to me, and I appreciate your kind words.
Second time using this man, and he did not disappoint. Do yourself a favor, call him.
Reply from Steve Wilcox
July 7th, 2025 05:40 PM
I'm thrilled to hear that you had another positive experience. It was a pleasure assisting you again, and I appreciate your recommendation Michael!
Steve and his team went above and beyond for us to purchase our first home! The level of communication and commitment to us was unmatched! I can’t thank them enough! Never thought buying a home could feel as easy as they made it! Every question...
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Reply from Steven Wilcox
July 7th, 2025 05:40 PM
I'm thrilled to hear that your first home purchase was a positive experience. It was a pleasure working with you, and I'm glad our communication and commitment met your expectations. Thank you for your kind words and for trusting us with this...
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Steve was the only consistent person in my 1st home buying experience. If I missed an email he would shoot me a text and remind me. There was a miscommunication with the team website and Steve was able to efficiently communicate with his team...
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Reply from Owner
June 30th, 2025 03:33 PM
I'm thrilled to hear about your positive experience during your first home buying process. It was a pleasure to assist you and ensure everything went smoothly. Thank you for your recommendation and kind words!
Working with them was a great experience. They made the process smooth and easy.
Reply from Owner
June 5th, 2025 08:16 AM
It’s wonderful to hear you had such a smooth and easy experience with us at our family dental clinic! Our team absolutely loves making everyone feel comfortable and supported through every step. If you ever need a check-up, advice, or just...
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Steve Wilcox has received a review with 5 star rating from Shaylee C
Reply from Owner
June 2nd, 2025 11:08 AM
Thank you!
Working with Steven, Whitley and the rest of the team at Fulcrum Home Loans has been a delight. We are first time homebuyers and had a ton of questions and they were willing to go out of their way to make everything make sense to us! It was...
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Reply from Steve Wilcox
July 2nd, 2025 10:34 PM
I'm thrilled to hear that your experience as first-time homebuyers was positive and that you found the process neat and organized. It was a pleasure working with you, and I'm glad we could assist in making everything as stress-free as possible....
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Steve was always very quick to respond and get things done. Very easy to work with. He even wrote up a pre approval letter during his daughter's dance recietal on a Sunday. Would recommend.
Steve Wilcox and his team were nothing but exceptional to work with. I needed a pre qualification asap for a house I wanted to buy. Steve took me on, got all my information and had me pre qualified to put an offer on a place within a couple...
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Reply from Owner
May 28th, 2025 03:35 PM
I'm thrilled to hear about your exceptional experience working with us. It was a pleasure assisting you with your pre-qualification and loan process. Jennifer, Whitley, and I are grateful for your kind words and recommendation. Thank you for...
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Working with Steve on my home refinance was an absolute pleasure from start to finish. He was not only incredibly knowledgeable and professional, but also patient, clear, and truly invested in helping me make the best financial decision for...
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Reply from Owner
May 5th, 2025 05:33 PM
Thank you, Kayci, for your wonderful feedback! We're so glad to hear that you had an exceptional experience. Thanks for all of your support over the years, it means a lot!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444