Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Works with you completely, very transparent and honest and willing to go out of their way to make sure you get what you want.
Reply from Owner
September 8th, 2025 07:43 PM
Thank you for your wonderful feedback! We're glad to hear that our team was able to assist you with transparency and commitment. Your satisfaction means a lot to us!
Steve Wilcox has received a review with 5 star rating from Jon W
Reply from Owner
September 8th, 2025 07:42 PM
Thank you, Jon, for your 5-star rating!
Steve, Whitley and the entire team at Fulcrum Home Loans made things so easy for us. Their quick communication responses and willingness to listen to things that were important to us for our financing and purchase of our investment property...
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Reply from Owner
September 5th, 2025 03:31 PM
Thank you for the kind words Dawna! We were so happy to help and are glad to hear that you had a great experience with our team!
Steven, and his team did an awesome job. As a first time home buyer I had many questions and at times I didn’t understand something that's when Steve took it upon himself to make sure to explain the process. he was very patient with me and...
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Reply from Owner
August 5th, 2025 03:31 PM
Thank you, Jhon, for your kind words! We're glad to hear that Steven was so helpful and patient throughout your home buying journey. Your recommendation means a lot to us!
They were great to work with and made it easy.
Reply from Owner
August 5th, 2025 03:31 PM
Thank you, Taylor, for your kind words; we're glad to hear you had a positive experience working with us!
We couldn’t be more thankful for Steve! He made every step so simple and always available for any questions we had. Thank you!
Reply from Owner
August 4th, 2025 08:38 AM
It truly warms our hearts to hear how much Steve helped make your home-buying journey such a breeze! We're all about making things easy and being there every step of the way, so your words mean the world to us. If you have friends or family...
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Made the first time home buying easy. Steve and his crew are always quick to help. Highly recommend
Reply from Owner
August 4th, 2025 08:39 AM
Love that you felt welcomed and supported during such an exciting milestone! Steve and everyone here genuinely enjoy being by your side every step of the way. Thanks for the high recommendation, and if you know anyone looking to find their...
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Steve and his team really came through for our family! Highly recommend 👍🏼
Reply from Owner
August 4th, 2025 08:37 AM
This absolutely made our day! Helping your family was a true pleasure and we’re thrilled to know you’d recommend us. Our doors are always open if you need anything in the future, or want to share your experience with friends. Come back soon...
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Steve and his team are the best in the business, making our dreams come true on the purchase of our first home. Communication and the willingness to help and explain questions was unmatched. I don’t think you can find that anywhere else, between...
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Reply from Owner
July 7th, 2025 05:39 PM
I'm thrilled to hear that you had such a positive experience with us during the purchase of your first home. It was a pleasure to assist you and ensure your questions were thoroughly addressed. Thank you for your kind words about our team's...
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Awesome people, helped us with a loan, and kept us up to date on everything through the process
Reply from Owner
July 7th, 2025 05:39 PM
I'm thrilled to hear that you had a positive experience with your loan process. Keeping you informed every step of the way is a priority, and I'm glad we could meet your expectations. Thank you for your kind words!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444