Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Steve Wilcox was absolutely top notch from start to finish. He and his team were professional, respectful and incredibly easy to work with throughout the entire home buying process. Steve goes above and beyond, he’s transparent, trustworthy...
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Reply from Owner
January 19th, 2026 06:40 PM
Thank you, Austin! We're so glad to hear about your positive experience with our team. Your recommendation means a lot to us, and we're happy that the home buying process felt seamless and stress-free for you.
Great people to work with! The team made my loan move quickly and got us the best deal for our needs. Highly recommend!
Reply from Owner
December 1st, 2025 04:28 PM
Thank you, Erin! We're glad to hear that you had a positive experience with our team and that they helped you find the best deal. Your recommendation means a lot to us!
Professional team. Very helpful and supportive through the entire process. Thanks!
Reply from Owner
November 7th, 2025 10:37 PM
Thank you Ryan, we appreciate it!
Steve Wilcox & his Team are incredible to work with! Top notch communication. They lead us with ease every step of the way through my refinance. Closed on time. Nothing unexpected. Just to-the-point business! Highly recommend them and will...
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Reply from Steve Wilcox
November 21st, 2025 08:37 PM
It's great to know that the process was smooth and timely for your refinance. I appreciate your feedback on our communication and business approach. Thank you for considering me for your future needs, and for recommending my services.
I was impressed. Steve and his team are TOP NOTCH! They made the process flow so smoothly. It made it very easy on me. They were great at providing me with frequent updates and answering any questions I had anytime. I’d recommend them to anyone....
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Reply from Owner
October 20th, 2025 07:51 PM
Thank you, Rodney, for your kind words and recommendation; we're glad to hear that our team made the process easy and kept you informed throughout!
Steve and his team were very efficient, they were great at communicating and providing me with updates along the way. They took time to walk me through the process and answer any questions I had. Top notch team!!
Reply from Steven Wilcox
November 21st, 2025 08:37 PM
I appreciate your feedback, Rod. It’s great to hear that the communication and updates provided were helpful to you. I'm glad I could assist you through the process and address any questions you had. Thank you for your kind words about our...
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I am so please with this company. Steve helped me get what I needed to be able to purchase my dream home. He was always available and willing to help or answer questions and always explained things so I completly understood everything. I will...
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Reply from Owner
October 7th, 2025 03:51 PM
Thank you, Mamie, for your wonderful feedback! We're so glad Steve could assist you in achieving your dream home, and we appreciate your recommendation. Wishing you all the best in your new amazing home!
Steve and Whitley are amazing!! They are so knowledgeable in the mortgage industry with years of experience. Highly recommend!
Reply from Owner
September 23rd, 2025 07:01 PM
Thank you, Skye! We appreciate your kind words.
We absolutely loved working with Whitley and her team. Any questions or concerns were addressed and assessed in a perfect timely manner. We couldn’t have asked for a better team to deal with.
Reply from Steve Wilcox
November 21st, 2025 08:37 PM
It’s great to hear that your experience with Whitley and our team was so positive. I'm pleased the team was able to address your questions and concerns efficiently. Thank you for your feedback!
Fast getting very thing done
Reply from Owner
September 12th, 2025 08:55 PM
Thank you, Sam, for your kind words; we're glad to hear you appreciate our efficiency and will continue to strive for excellence!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444