Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
This was our first loan experience for over 40 years and they were so patient and helpful and walked us through every step. We could not have done it without them and appreciated all they did to help us successfully get the loan. We would definitely...
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Reply from Owner
March 2nd, 2026 05:39 PM
Thank you so much for your kind words, Connie! We're glad to hear you had such a positive experience with our team and are grateful we could help guide you through the process. It was truly a pleasure working with you!
The entire team was amazing. Whitley was such a tremendous help when it came to crunching all the numbers. Whether I texted, called, or emailed her, Whitley was so prompt in responding. Brooklyn was super nice and always answered my questions....
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Steve worked very hard to get me into my loan. He was awesome to work with.
Steve did everything he could to get me into my home. He was great to work with.
Reply from Owner
February 26th, 2026 06:15 PM
Thank you, Katherine, for your kind words! We appreciate your feedback!
Steve and his team are absolutely amazing truly kind, knowledgeable, and wonderful to work with. They helped us so much throughout our refinancing process, and we couldn’t be more grateful for their support!
I’ve worked with this team twice now and they are fantastic to work with. They are very good at what they do and are excellent communicators. They are always prompt in their responses and were always happy to answer any questions we had as...
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Reply from Owner
February 26th, 2026 06:14 PM
Thank you, Mike! We truly appreciate your kind words and are glad to hear you had such a positive experience with our team. We're here for all your future mortgage needs and look forward to working with you again!
Steve Wilcox has received a review with 5 star rating from Jaime M
Reply from Owner
February 4th, 2026 04:18 PM
Thank you, Jaime, for taking the time to leave a review! Your support means a lot to us.
Seamless! Steve and his team know what they're doing and kept things moving forward. Such an easy process and they kept us informed the whole time. We’d definetly recommend these guys for sure!
Seamless! Steve’s whole team was on their A game through the whole process! The communication was great and they kept us well informed. We wouldn’t hesitate to use these guys again!
Reply from Owner
February 4th, 2026 04:18 PM
Thank you, Michelle! We're glad to hear that you had a seamless experience and appreciated the communication from our team. We look forward to assisting you again in the future!
Just closed on my home loan. Everyone here at Fulcrum Home Loans that I worked with was awesome. The process went so smoothly. I could not have asked for a better experience. Thank you for everything!
Reply from Owner
January 19th, 2026 06:41 PM
Thank you, Chasity! We’re so glad to hear that you had such a smooth experience with our team at Fulcrum Home Loans. Your kind words mean a lot to us!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444