Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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Reviews from Web
Steve and Mark were professional and worked quickly to meet my mortgage needs. I’d highly
recommend them to anyone buying a home.
Great communication. Processed the loan on time.
Steve was willing to work with me from the beginning, which included some challenges overcoming some previous mortgage issues.He did a great job keeping me informed about what was going on, and was always polite and professional. I would highly...
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Steve is incredible! He always follows through on his word. Quick to close and always answers all our questions. Great communication!!
Steve is awesome, he takes such good care of his clients and keeps us agents in the loop at all times!!
Our experience with with Highlands Residential Mortgage could not have been better! Steve and Mark answered all our questions promptly and made sure we felt confident and taken care of throughout the entire process. We closed on time in less...
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Great experience start to finish
Steve is an outstanding communicator. We were always fully informed. Steve either answered our calls or called back within a couple minutes. he responded to texts and emails promptly. Absolutely fantastic customer service!!
Steve handles all my buyers loans for me. We work out details and any issues up front before they go under contract. He’s never missed a closing. Great team to work with.
Steve and his entire staff were highly professional, knowledgeable and courteous. I would recommend them to anyone!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.