Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very nice guys that made the process easy
Very thorough, very competitive rate.
These guys did a great job. Was on top of everything and made a stressful process become easy for me. Can't thank y'all enough
I have a sense of comfort that when Steve tells me the buyers are good to buy, they are.
Everything went as planned.
Kept us informed each step of the way what was happening and what to expect next moved the process along expeditiously, easy to reach with a kind, and fun personality making the process comfortable and enjoyable.
Steve, Mark, and the entire team I worked with were all stellar!! I could not have asked for better communication, honesty, or professionalism. I wish every lender was like them. I have nothing but great things to say about Highlands Mortgage....
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Steve and his team do a great job communicating and working to keep on track with deadlines. He is very good to work with and I would recommend him to anyone.
Communication received through each step of the process was very timely.
Everyone was very prompt and did a very good job at keeping up to date as to what was happening throughout the whole process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.