Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Steve is very knowledgeable and is easy to communicate with he is also a great problem solver.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I truly appreciate your kind words and the 5-star rating, Marie! I'm thrilled to hear that you found my knowledge and communication skills beneficial. As for problem-solving, I always strive to find the best solutions for my clients. I look...
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Steve was very helpful and professional
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I appreciate your feedback, Thomas. It's great to hear that you found my assistance helpful and professional. I strive to provide high-quality service to all customers at Highlands Residential Mortgage, Ltd. and your kind words are encouraging....
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Thank you for your patience on this foreclosure.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm glad to hear that you've had a positive experience, Ida. Your patience throughout the foreclosure process is highly appreciated. I understand it can be quite a challenging time. At Highlands Residential Mortgage, Ltd., we strive to provide...
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Extremely professional and helpful Answered all our questions in a timely manner and walked us through the process
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I appreciate your kind review, Roxanne. It was a pleasure assisting you and I'm thrilled to hear that you were satisfied with the service. I aim to make the process as smooth as possible for all our valued customers at Highlands Residential...
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Did not have to meet in person all done via computer/email
Steve was so easy to work with and always called me promptly when I needed him. Great experience
Steve explained everything very well. If I had questions he was quick to answer. He also didn't mind repeating himself and worked well with myself and my husband.
Personable, professional and client friendly online tools.
For the second time Steve and Mark have made our home buying experience fast and easy! We wouldn't dream of choosing anyone else! Thank you!
Guided me through the process
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.