Steve Fischer
Branch Manager | NMLS# 139230
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Smooth easy process thanks!
Reply from Steve Fischer
September 30th, 2025 06:33 PM
Eric, I'm delighted to hear that you found the process smooth and easy. Here at Highlands Residential Mortgage, Ltd., we strive for such seamless service. Thanks for the high rating and your kind words! Looking forward to helping you with any...
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Things seemed to go smoothly throughout this transaction
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm glad to hear that your transaction went smoothly, Natalie. It was a pleasure assisting you and I'm thrilled to have been able to meet your expectations. I look forward to the opportunity of working with you in the future. Thank you for...
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Steve and Mark were fabulous at keeping me in the loop on the progress of our loan. I loved their transparency.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm so glad to hear that you appreciated our transparency, Krystle! Mark and I always aim to keep our clients well-informed throughout the entire loan process. Your five-star rating means a lot to us. Thank you for choosing Highlands Residential...
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He is the best! Smart, responsive, easy to understand what he was telling me, would use Steve again!
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm so glad to hear you had a positive experience, Hilary! Your feedback means a lot to me. It was a pleasure to guide you through the process and I appreciate your willingness to trust me again in the future. Thanks for choosing Highlands...
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He's amazing! Mortgage magician
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm really pleased to hear that you're happy with my services, Danielle! I'm always here to make the mortgage process as smooth as possible for you. Thank you for your 5-star review, I really appreciate it. The magician will always be ready...
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If it was not for Mr.Steve keeping me to keep on holding on and that we are all most there
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm glad to hear that our perseverance paid off, Billie. Your positive feedback means a lot to me and here at Highlands Residential Mortgage, Ltd. we strive to make the process as smooth as possible for everyone. Your review and rating are...
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Clear communication and the website portal makes it very efficient to upload all required documents.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm glad to hear that you found our communication clear and the website portal efficient, William. Your feedback means a lot to us at Highlands Residential Mortgage, Ltd. I strive to make the mortgage process as seamless as possible for our...
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professional experience. He went way above and beyond to help get this closed. I will definitely be referring more business to Steve in 2025.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm really pleased to hear that you had a positive experience, April. It was an absolute pleasure helping you. Your kind words mean a lot and I appreciate you considering referring more business to me in 2025. You can trust that I will continue...
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Steve and Mark were very helpful throughout the whole loan proces.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm thrilled to hear that you found our loan process to be helpful, Mark! Your positive feedback means a lot to me and the Highlands Residential Mortgage, Ltd. team. Ensuring a smooth and satisfactory experience for our clients is our top priority....
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always kept updated and easy to work with and always willing to answer my questions....Steve and mark are good to work with.
Reply from Steve Fischer
September 30th, 2025 06:33 PM
I'm thrilled to hear you had a positive experience with us, Alan! It's always our goal to keep our clients updated and make the process as seamless as possible. I'm glad to know Mark and I lived up to that. If you have any other questions in...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 139230
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.