

Stephen Testa II
Mortgage Advisor | NMLS # 1301792

Hi! I am Stephen Testa II your Mortgage Dad! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With the Mort... Show More
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Excellent communication
Stephen is clearly a great worker, and a direct benefit to his company. From first message, to last; Stephen makes it a point to be clear and answered every question. He made the process fast, but not rushed. Glad he was able to help me
Stephen has been a great help over the last year with handling two refinancing requests. Highly recommended!
This is the second time in the last year that Stephen has has helped us with a loan. We'll definitely be coming back.
Stephen walked us through the different scenarios of our refinance and we settled on one which fit our needs. We had some bumps in the road due to the untimely response time of our current lender which would have affected our closing date....
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Stephen is the most patient and relational loan refi guy I've ever met. Never ever pushy he stayed connected with us over the last few years until we were finally ready to refi, and when we were he executed the process quickly and got us a...
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Very easy and convenient
Stephen made this experience easy. Very knowledgeable of his trade. Constant communication is key and he advised us at every turn. We are grateful for his time, kindness, knowledge and efforts during these very uncertain times. He is an asset...
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Close proximity to me. I was able to meet face to face with the people I was working with as opposed to emails and phone calls.
Stephen is knowledgeable and strives to do the best for his clients. Each clients' financial needs and goals are different and he works to find a loan tailored the individual.
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About
Hi! I am Stephen Testa II your Mortgage Dad! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With the Mortgage Dad on your side, you're in good hands and can have the peace of mind knowing there is a wide variety of loan programs and the most current rates available All of this is backed and supported with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Refinance Loans
Purchase Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Reverse Mortgage Loans
Self-Employed Loans
First Time Homebuyer Programs (Down Payment Assistance)
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Positions
- Countywide Mortgage Lending - Mortgage AdvisorMar 1st, 2015 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1301792
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Achievements
- BBB Torch Award for Ethics 2018 & 2023