

Stephen Testa II
Mortgage Advisor | NMLS # 1301792

Hi! I am Stephen Testa II your Mortgage Dad! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
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Reviews from Web
Stephen was AMAZING! Truly, this was a very bumpy time for me and he helped me to navigate through it all. He is incredibly knowledgable and professional, while still maintaining a very warm and welcoming approach. Mr. Mortgage Dad was extremely...
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I would highly recommend Stephen Testa. He made the process of buying a home very easy and smooth. He was clear on what to expect during the process.
Very helpfu answering all of the questions I had and made the process very smooth and easy.
Stephen is great at his job. He's very helpful, courteous, knowledgeable and respectful. He made the entire process very easy. I would definitely reccomend Stephen and Countywide to all my friends and family. Thank you Stephen!!
Reply from Stephen Testa II
June 25th, 2024 03:53 PM
Thank you for putting the trust in my team and I to help your family with your Conventional Down Payment Assistance loan to help buy your next home! I was happy to help you guys, and look forward to helping more of your family and friends!
Stephen Testa II has received a review with 5 star rating from Robin P
Reply from Owner
February 21st, 2024 04:46 PM
Thank you very much for the 5-star review! It was special for me to be able to better your living situation and I look forward to helping you again!
Stephen stays in constant contact through every step of the process. Super great personality too!
Reply from Stephen Testa II
February 21st, 2024 04:47 PM
Thank you for the great review and kind words! It was my pleasure to help you purchase your next home.
As FTHB, Stephen was extremely patient and understanding while handling our questions and concerns. He met with us multiple times, without hesitation, in person to go over information that could have been handled virtually— but the face to...
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Reply from Stephen Testa II
October 4th, 2024 04:31 PM
I'm truly grateful for your kind words, Paige. Knowing that you felt comfortable and supported throughout the process is exactly what I strive for. It was a pleasure being able to meet with you in person and be present during the loan doc signing....
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I had a lot of questions and Stephen took the time to answer them all in as much depth as needed. He never made me feel dumb or annoying and you could tell he really cared about making his clients feel at ease.
Stephen was extremely helpful & patient during my journey of buying my first home! He offered great advice & helped guide me along the way. Thank you!!
Steve with his advice knowledge and over all patience
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About
Hi! I am Stephen Testa II your Mortgage Dad! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With the Mortgage Dad on your side, you're in good hands and can have the peace of mind knowing there is a wide variety of loan programs and the most current rates available All of this is backed and supported with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Refinance Loans
Purchase Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Reverse Mortgage Loans
Self-Employed Loans
First Time Homebuyer Programs (Down Payment Assistance)
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Positions
- Countywide Mortgage Lending - Mortgage AdvisorMar 1st, 2015 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1301792
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Achievements
- BBB Torch Award for Ethics 2018 & 2023