

Stephen Testa II
Mortgage Advisor | NMLS # 1301792

Hi! I am Stephen Testa II your Mortgage Dad! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
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Stephen is very helpful, responsive, answered all of our questions and helped us understand the options and figure out which one made the most sense of us. A great experience!
Steve’s character, integrity, and willing to go above and beyond the call of duty made my experience with Countywide so amazing! I really enjoyed his creative signs inside the office and outside. On my first visit to the office in Escondido,...
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Stephen made applying and securing a home loan a painless process and was very available to us any time we had a question or concern.
Stephen was super quick to respond, always extremely knowledgable, and made the experience very painless. He kept us calm when we were scared and frustrated with how many documents were needed. It was reassuring to have Stephen working for...
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Good comunication good answering questions , n phone calls good job Stephen tank u much.
Home buying can be stressful but Stephen made it very enjoyable. He went above and beyond to educate us, get to know us in order to make sure we got the best deal for our family and individual situation. He kept us updated and In the loop every...
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Stephen made sure to always be available whenever we had questions and it meant a lot to us that he came with us at final signing.
Excellent, 5star, got my home loan done from start to finish.
You made it virtually impossible to seem honest...you absolutely made this happen. Taking time to "talk me off the roof" everytime something came up. An infatic perfect score, thank you.
Stephen was awesome. Thank you!
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About
Hi! I am Stephen Testa II your Mortgage Dad! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With the Mortgage Dad on your side, you're in good hands and can have the peace of mind knowing there is a wide variety of loan programs and the most current rates available All of this is backed and supported with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Refinance Loans
Purchase Loans
FHA Loans
Conventional Loans
Bank Statement Loans
Reverse Mortgage Loans
Self-Employed Loans
First Time Homebuyer Programs (Down Payment Assistance)
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Positions
- Countywide Mortgage Lending - Mortgage AdvisorMar 1st, 2015 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1301792
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Achievements
- BBB Torch Award for Ethics 2018 & 2023