

Countywide Mortgage Lending - Escondido, CA
Escondido, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
Contact Info
Point of Contact:
Robert Behic
Loan Production Manager
rbehic@gemcorp.com
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Reviews from Web
Easy and smooth loan process from beginning to the end! Thank you Jose for making the loan process so smooth and easy for us!
I definitely recommend Jose and his company to all my friends and family!
Jose was amazing from day one when I met him through out our loan process he made the process smooth and was helping and supporting us with every step from the beginning until the close of the loan and escrow! I will definitely rec him to our...
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Reply from Jose Cerrato
October 2nd, 2026 07:51 PM
Zamir, I appreciate your kind words and am pleased to hear that you felt supported throughout your loan process. At Golden Empire Mortgage, Inc., we strive to make the journey as smooth as possible, and I'm happy I could assist every step of...
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Easy and smooth loan process from beginning to the end! Thank you Jose for making the loan process so smooth and easy for us!
I definitely recommend Jose and his company to all my friends and family!
In my opinion, Countywide Mortgage is tops in the business! They made the entire mortgage process quick and easy. They walked me through step by step and answered all of my questions. I would highly recommend them to anyone who is looking for...
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It was seamless and I was informed step by step. I now have the home I love!
Reply from Austin Behic
August 28th, 2026 04:24 PM
I'm pleased to hear that the process was seamless for you, John, and that you felt well-informed every step of the way. Knowing you now have the home you love is wonderful. Thank you for sharing your experience!
Hes great good communication skills ,always keeping us updated with news ,and always there when we needed him.a pleasure to work with
Reply from Jose Cerrato
August 27th, 2026 05:29 PM
Alberto, I'm grateful for your kind words. It's good to know that my communication skills and support were helpful to you throughout the process. It was a pleasure working with you as well!
Very professional and willing to go the distance. I felt a sense of security that I haven't experienced like this before when refinancing my home. Always available when I needed an update and truly understood the urgency of closing when we...
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Reply from Robert Behic
August 3rd, 2026 05:18 PM
I'm pleased to hear that you felt secure and supported during your refinancing process, Todd. Knowing that I was able to meet your needs and keep you updated is very rewarding. Thank you for your kind words, and I'm grateful for your trust...
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Easy process and straight forward communication. would definitely recommend !
Very responsive and great communication. Was always trying to come up with solutions and was very patient during a very long drawn out process.
Reply from Stephen Testa II
July 3rd, 2026 07:40 PM
Thank you for your kind words, Chris. I appreciate your patience throughout the process and am glad that my communication and solution-focused approach were helpful to you. If there's anything else you need, please feel free to reach out.
They responded to all calls and were always available
Reply from Robert Behic
June 29th, 2026 04:07 PM
I'm grateful for your feedback, Doris. It's good to know that we were able to be responsive and available for you. If there's anything else you need or any questions you have, please feel free to reach out.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)