Stephen Short
Executive Branch Manager
San Diego Christian College
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
The first time I talked to Stephen, I made the decision that this person is someone I could work with. I felt heard, it was easy to explain things in layperson terms, and to have Stephen add to the conversation so we could make decisions. Stephen...
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Stephen was super knowledgeable and always available thru the whole loan process. That was the less stress process we have been thru for a mortgage! It was very nice, we will recommend Stephen to future friends who need mortgage needs! Thanks...
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Very fast and easy transaction. Keep Updated by stephen frequently.
Very professional in work ethics. A Great guy to deal with!
Was a pleasant experience from the initial contact conversation all the way through to funding. Loan approval in one day, loan funded in 15 days! Would highly recommend Stephen to handle your loan, his thoughtful follow through and pleasant...
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NA
We are always informed and transaction is fast.
Stephen was very communicative and responsive. He was direct and clear throughout the process and even checked in during the waiting periods to keep me up-to-date on what was going on.
Stephen is very knowledgeable, professional, patient, courteous, conscientious and responsive. Thank you Stephen for your help.
Melinda and HK
Stephen was there for every step and every question we had through the loan process. Very professional and personable. Thanks Stephen
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About
At West Capital, we open doors to a wealth of personalized services to all varieties of clientele. Whether you are are seasoned homeowner, investor, or first time homebuyer, my aim is to walk you through step by step the entire loan process with full l transparency and efficiency. I have built a strong foundation of loyal clients and a trusted brand within our community. My goal is to provide each client the highest level of service as well as get you into the most advantageous product that fits your unique scenario.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refi
Non QM
HELOC/Home equity loan
Bank statement
Hard Money
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Education
- San Diego Christian CollegeCommunicationsBachelor of Applied Arts (BAA)
Positions
- West Capital Lending - Branch ManagerFeb 4th, 2025 - Current
- CMA Financial Group - Mortgage BrokerFeb 1st, 2023 - Feb 1st, 2025
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls # 1884862 CA, WA, OR, AZ
Hobbies
- Sports
- Music
- Ministry
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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